Westfield 300 is a celebration of the town’s 300th anniversary, presented by Valley Bank. The town is commemorating the occasion with 30 fiberglass butterflies, one for each decade of Westfield's 300 years, throughout the town—including the Valley-sponsored butterfly in the Mindowaskin Park Playground. 



In honor of this celebration, we have exclusive offers for the residents of Westfield.  



All Access Rewards Checking

Earn $300 back in your pocket


Included with all All Aceess Rewards checking is a debit card and access to Valley Mobile and Online Banking mso you can conveniently bank from anywhere. You can also choose to add on optional banking accessories like credit cards or a savings account.

  • Receive $300 after 6 months

  • Online and mobile banking, debit card and paperless statements

  • With our Card Management Features, you can now request a new debit, change your PIN, temporarily lock or unlock your debit card and set travel notifications all within our Mobile Banking App




Business Banking Checking

Get 500 free monthly transactions


Get access to all the features and tools to help you run your business. Take advantage of Online and Mobile Banking, Account Management, Business Debit Cards and more.

  • 500 free monthly transactions including checks paid, deposit items, deposit tickets and ACH credits/debits

  • First five (5) incoming and outgoing domestic wires free* 

  • Free initial check order  

  • Free Cash processing up to $25,000 

  • Free online banking, balance reporting, transfers and bill pay  

  • Free Single feed Remote Deposit Capture (RDC machine)  


*New Commercial Clients only

Ready to get started? Open an account at our Westfield Branch today. 



Looking to refinace your mortgage?

Take advantage of this special offer:

$499 Mortgage Refinancing

$499 Mortgage Refinancing

While other banks may charge thousands in fees to refinance, you can refinance with Valley for a one-time all-inclusive cost of $499. Talk to one of our home lending experts to get started.

  • Reduce your monthly payment
  • Lower your interest rate
  • Shorten your loan term to pay it off faster



Contact your Personal Banker





All Access Rewards Checking:
For new consumer checking customers over the age of 18. Minimum to open is $1,000 with a $5,000 monthly balance requirement. To receive the $300 reward, the account must receive a cumulative total of $1,000 or more in qualifying direct deposits per month. Cash reward is paid six months after account opening. A qualifying direct deposit is defined as a recurring payroll direct deposit or electronic deposit of pension or government benefit such as Social Security. Transfers from one account to another or deposits made at a branch or ATM do not qualify as direct deposits. Cash reward may be IRS reportable. After six months or if direct deposit is discontinued, the account will revert to an All Access Checking account. Limit of one cash reward per customer. Account agreement will contain additional terms and conditions. Offer may be withdrawn or modified without prior notice.
Business Banking Checking: $15 monthly fee for the Wire Module will apply to all wire transfers. First 500 transactions per month are free, $0.50 fee for each additional transaction over 500. Speak to a branch representative for more details.

$499 Mortgage Refinancing: As of 9/23/2020, a sample $300,000 15-year fixed rate mortgage APR is 3.014% with a monthly payment of $2,070.00. APR assumes a borrower with excellent credit, is subject to change without notice, and may be different for loan amounts above the conforming limit. The estimated monthly payment does not include taxes and insurance premiums and the actual monthly payment will be greater. $499 Refinance Program is available for single family owner-occupied homes and Valley approved condominiums with a maximum loan amount of $1,000,000 and for 2-4 family owner-occupied homes with a maximum loan amount equal to conforming loan limits. Mortgage must be in first lien position. Co-ops and investment properties are not eligible for this program. Other programs are available for other loan amounts and properties. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances, and if applicable, lien subordination fees from existing lenders. If applicable in New York, approved applicants will also be responsible for any related mortgage assignment and/or attorney fees charged by your current lender to facilitate completion of a CEMA, the borrower’s portion of NY mortgage recording taxes and all other NY county or municipal fees. Cannot be combined with any other offers. Customer must make automatic payments from a Valley checking account. Subject to credit approval. Additional terms and conditions apply. An Equal Opportunity Lender.