As a new Money Market account holder,
choose which account is best for you


 

Get $20 a Month

With a Valley All Access Rewards Checking, you can easily transfer funds to pay your auto loan and even set up automatic payments. Plus, you can enjoy the benefit of getting an extra $20 a month for a year when you link it to a direct deposit.
 

2.10% APY

Make the most of one of the most competitive CD rates on the market by opening an 18-Month CD.
 


 

Account details

Valley All Rewards Checking

  

Minimum deposit to open 

$100

 

No balance requirment

 

Easily transfer finds to make your payment 

 
 
 

18-Month CD

 

Minimum deposit to open

$500

 

Automatic renewal upon maturity

 

Interest compounded daily, quarterly, semi annually or at maturity 

 

hidden text to fill headerOther features that come with your account

Mobile Banking
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Mobile Banking

Download our Mobile App to get direct access to your Valley accounts anytime, any place.

Personal Online Banking
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Personal Online Banking

Bank anywhere, anytime, day or night, from any device.

Online Loan Payment
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Online Loan Payment

Pay your business or consumer loan quickly and easily with Valley’s Online Loan Payment Service.



Disclosure: .
All Access Rewards Checking: *For new consumer checking customers only. Minimum to open is $100 with no monthly balance requirement. To receive the $20 monthly reward for the first year, the account must receive a cumulative total of $750 or more in qualifying direct deposits per month. Limit of one cash reward per customer.  A qualifying direct deposit is defined as a recurring payroll direct deposit or electronic deposit of pension or government benefit such as Social Security. Transfers from one account to another or deposits made at a branch or ATM do not qualify as direct deposits. The first cash reward will be credited within 35 days of the monthly qualifying recurring direct deposit and may be IRS reportable. After the first year and if direct deposit is discontinued, the monthly reward will not be paid; the account will revert to a Valley All Access Checking account.

Schedule of Fees

18 Month CD: Minimum deposit of $500 is required to open and earn the 2.10% APY which is effective and accurate as of 8/16/2018. Maximum deposit of $2,000,000 per household. Early withdrawal penalties may be imposed and could reduce the principal. If the CD is fully or partially redeemed prior to original maturity date, a prepayment penalty equivalent to 180 days interest may be applied. Offers may be withdrawn or modified without prior notice and rates are subject to change. Fees could reduce earnings. See a Bank representative for complete terms and conditions.*For new consumer checking customers only. Minimum to open is $100 with no monthly balance requirement. To receive the $20 monthly reward for the first year, the account must receive a cumulative total of $750 or more in qualifying direct deposits per month. Limit of one cash reward per customer.  A qualifying direct deposit is defined as a recurring payroll direct deposit or electronic deposit of pension or government benefit such as Social Security. Transfers from one account to another or deposits made at a branch or ATM do not qualify as direct deposits. The first cash reward will be credited within 35 days of the monthly qualifying recurring direct deposit and may be IRS reportable. After the first year and if direct deposit is discontinued, the monthly reward will not be paid; the account will revert to a Valley All Access Checking account.