We’ll help you refinance for just $499 – No points and No other Valley fees.

There are a lot of benefits from refinancing your mortgage but, while other banks are charging thousands to get these benefits, we’ll help you do it for just $499—no points and no other Valley fees. It’s that simple. 
 

Refinancing with Valley could mean:

  • Lower closing fees
  • Reducing your monthly payment by lowering your interest rate
  • Paying off your mortgage faster with a shorter-term loan


 

Contact a knowledgeable home loan consultant near you to discuss this and other refinancing options.


 

 

Disclosure:
As of 7/6/2020, a sample $300,000 15-year fixed-rate conforming mortgage APR is 3.014% with a monthly payment of $2,070.00.  APR assumes a borrower with excellent credit, is subject to change without notice, and may be different for loan amounts above the conforming limit. The estimated monthly payment does not include taxes and insurance premiums and the actual monthly payment will be greater. $499 Refinance Program is available for single family owner-occupied homes and Valley approved condominiums with a maximum loan amount of $1,000,000 and for 2-4 family owner-occupied homes with a maximum loan amount equal to conforming loan limits. Mortgage must be in first lien position. Coops and investment properties are not eligible for this program. Other programs are available for other loan amounts and properties. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances, and if applicable, lien subordination fees from existing lenders. Approved applicants are also responsible for the mortgage documentary stamp tax, the mortgage recording fee, and the intangible tax (FL only). To participate in the $499 Refinance program and qualify for the title insurance re-issue rate, you must provide a copy of your existing owner’s title insurance policy for the mortgaged property.  Cannot be combined with any other offers. Customer must make automatic payments from a Valley checking account. Subject to credit approval. Additional terms and conditions apply.  An Equal Opportunity Lender

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Refinancing a jumbo mortgage can help you consolidate debt, obtain a lower interest rate, and tap equity to pay for big-ticket expenses.

When to refinance your mortgage
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When to refinance your mortgage

Have you thought about refinancing your mortgage? Here are some of the reasons you may want to consider it.

Should I refinance?
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Should I refinance?

This calculator will tell you if the amount you save in interest will exceed refinancing costs. The calculated results depend on how long you plan to keep your property.

We're here to help

Ready to take the next step? Connect with one of our Home Loan Consultants today. You can also call us 1-800-CALL-VLY.

Ready to take the next step? Connect with one of our Home Loan Consultants today. You can also call us 1-800-CALL-VLY.