Save big with simple mortgage refinancing

There are a lot of benefits from refinancing your mortgage but, while other banks are charging thousands to get these benefits, we’ll help you do it for just $499—no points and no other Valley fees. It’s that simple. 
 

Refinancing with Valley could mean:

  • Lower closing fees
  • Reducing your monthly payment by lowering your interest rate
  • Paying off your mortgage faster with a shorter-term loan
 

Let’s talk about how much you can save. Contact your current home loan consultant or call us at 1-888-235-4980






 

Disclosures:
As of 9/9/2019, a sample $300,000 15-year fixed rate mortgage APR is 3.274% with a monthly payment of $2,108.00. APRs are subject to change without notice and may be higher for loan amounts above the conforming limit. The estimated monthly payment does not include taxes and insurance premiums and the actual monthly payment will be greater. $499 Refinance Program is available for 1-4 family owner occupied homes and Valley approved condominiums with a minimum loan amount of $100,000, and a maximum loan amount of $1,000,000 for single-family properties and the conforming loan limits for 2-4 family properties. Mortgage must be in first lien position. Co-ops and investment properties are not eligible for this program. Other programs are available for other loan amounts and properties. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances, and if applicable, lien subordination fees from existing lenders. If applicable in New York, approved applicants will also be responsible for any related mortgage assignment and/or attorney fees charged by your current lender to facilitate completion of a CEMA, the borrower’s portion of NY mortgage recording taxes and all other NY county or municipal fees. Cannot be combined with any other offers. Subject to credit approval. Additional terms and conditions apply.



  

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Tips for refinancing a jumbo mortgage
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Tips for refinancing a jumbo mortgage

Refinancing a jumbo mortgage can help you consolidate debt, obtain a lower interest rate, and tap equity to pay for big-ticket expenses.

When to refinance your mortgage
hidden text to fill headerBenefits of Refinancing

When to refinance your mortgage

Have you thought about refinancing your mortgage? Here are some of the reasons you may want to consider it.

Should I refinance?
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Should I refinance?

This calculator will tell you if the amount you save in interest will exceed refinancing costs. The calculated results depend on how long you plan to keep your property.

We're here to help

Ready to take the next step? Connect with one of our Home Loan Consultants today. You can also call us 1-800-CALL-VLY.

Ready to take the next step? Connect with one of our Home Loan Consultants today. You can also call us 1-800-CALL-VLY.