Rates and APRs are valid as of 11/15/2018 and are subject to change without notice. As of 11/15/2018, a sample $100,000, 15 year fixed-rate conforming mortgage APR is 3.573% with a monthly payment of $7.15 per thousand. APRs are subject to change. Estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Program is available in New Jersey and eastern Pennsylvania for single family, owner occupied homes and Valley approved condominiums with a minimum loan amount of $100,000 and a maximum of $1,000,000, and for 2-4 family, owner-occupied homes with a minimum loan amount of $100,000 and a maximum equal to conforming loan limits. Mortgage must be in first lien position. Co-ops and investment properties are not eligible for this program. Other programs are available for other loan amounts and properties. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances. Cannot be combined with other offers. Subject to credit approval. Additional terms and conditions apply.