Buying Your Next Home

Whether you’re looking to upgrade your current home, buy a vacation or second home, our lending specialists can help you understand your options.

Ready to get started? Click here to create an account and apply or call us at 1-888-235-4980 for help.

  • Key Benefits
    • Guidance on buying, selling and choosing a realtor
    • Financing options for construction, remodeling and prepping your home for sale
    • Expert advice from locally-based consultants
    • Access to a team of specialists
Valley's VA Mortgage Program
Supporting military service members

Valley's VA Mortgage Program

Take advantage of your military service with a mortgage that gets you home. With Valley's VA Mortgage Program, active service members and veterans can borrow up to 100% of their home value.

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Mortgage Rates
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Mortgage Rates

Browse and compare today's current mortgage rates for various home loan products.

Fixed rate mortgage calculator
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Fixed rate mortgage calculator

Estimate your monthly principal and interest payment for fixed rate home loans.

Adjustable rate mortgage calculator
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Adjustable rate mortgage calculator

See how interest rate assumptions will impact your monthly payments and the total interest paid over the life of the loan.

How much home can I afford?
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How much home can I afford?

Make an informed home lending decision, determine how much home you can afford before you buy.



Mortgage Learning Center 
What impacts your credit score and how do you improve it?
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What impacts your credit score and how do you improve it?

If you want to improve your credit score and make the most of your financial opportunities, a little knowledge goes a long way. That’s why we want to clear up some of the confusion.

What to do before applying for a mortgage
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What to do before applying for a mortgage

Being well prepared for the homebuying journey can help you feel more at ease as you get started.

Preparing your home for a move
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Preparing your home for a move

Here are some simple tips to help make your move an enjoyable and memorable experience.