Let’s get you home, faster

   

Don’t let paperwork get in the way of your homeownership dreams. With the speed and convenience of the My Mortgage App and your personal Valley Home Loan Consultant to see you through the process, you’ll be home before you know it. Learn more

 

Apply faster than ever before with the Valley My Mortgage App.

  • Upload documents faster and easier

  • Sign forms right from your phone

  • Access easy-to-use calculators in the app

  • Receive status updates on your application

 

        Get Started with the My Mortgage App

    



 

         See the Valley My Mortgage App in action: 

                 
         


   

    

How can we help you?

   
  



 
Buying a Home
 

Buy a Home

Get the tools and advice for the journey to your new front door. Learn more

   
Refinancing
 

Refinance

Lower payments, pay off sooner or cash out existing equity in your home. Learn more

   
Home Equity
 

Home Equity

To access the cash you need, see which finance option is best for you. Learn more

   
       

Not sure where to begin? Click here to have one of our Home Loan Consultant contact you.

 




  

 
Community Mortgage Programs
LOWER INCOME BUYERS

Community Mortgage Programs

We have special offers for first time homebuyers who fit within certain income and geographic categories

We are happy to welcome you on The Journey to Homeownership
Homeownership Webinars

We are happy to welcome you on The Journey to Homeownership

Our Journey to Homeownership webinar is specially designed for first-time homebuyers. Register today for an upcoming webinar to learn about the basics of home financing, determining what you can afford, low down payment options, and more.

My Loyalty Checking
You may also be interested in

My Loyalty Checking

As a valued mortgage customer you can earn $250 cash back with My Loyalty Checking and up to a $10 monthly rebate for non-Valley ATM fees.

Available for Valley Mortgage Customers without a Checking Account

 



 

Mortgage Learning Center


   
 
7 Critical tips for first-time homebuyers
hidden text to fill headera major life milestone

7 Critical tips for first-time homebuyers

Here are seven key tips to keep your anxiety in check as you enter this exciting new phase.

When to refinance your mortgage
hidden text to fill headerBenefits of refinancing your mortgage

When to refinance your mortgage

Here are some of the reasons you may want to consider refinancing your mortgage.

How to unlock equity in your home
hidden text to fill headerusing your home as a financial tool

How to unlock equity in your home

Understanding how you can unlock value begins with finding the right home equity borrowing option for you.

Read More Articles





 
  • Disclosures
    As of 12/3/2022, an example that illustrates typical terms for a $300,000, 30 year fixed rate loan with a 25% down payment, has an APR of 4.082% and monthly payment of P&I of $1,432.26. This APR is accurate as of 12/3/2022 and is subject to change. The rates and APRs may be different for loans that exceed the conforming loan limit of $424,100 (i.e. Jumbo Loans). Down payments of less than 20% will require private mortgage insurance. The estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Rates and APRs are subject to change without notice. Subject to credit approval. For all programs, applicant will be responsible at closing for payment of interim interest and for funding an escrow account for real estate taxes and insurances. Applicant will also be responsible for payment of all settlement items between applicant, as buyer, and seller for the purchase of applicant's home, and for applicant's attorney fees. Ask your Valley representative for complete details regarding all of our mortgage loan programs for purchases.