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LOWER INCOME BUYERS
Community Mortgage Programs
We have special offers for first time homebuyers who fit within certain income and geographic categories
Homeownership Webinars
We are happy to welcome you on The Journey to Homeownership
Our Journey to Homeownership webinar is specially designed for first-time homebuyers. Register today for an upcoming webinar to learn about the basics of home financing, determining what you can afford, low down payment options, and more.
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My Loyalty Checking
As a valued mortgage customer you can earn $250 cash back with My Loyalty Checking and up to a $10 monthly rebate for non-Valley ATM fees.
Available for Valley Mortgage Customers without a Checking Account
Mortgage Learning Center
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- Disclosures
As of 8/5/2021, an example that illustrates typical terms for a $300,000, 30 year fixed rate loan with a 25% down payment, has an APR of 4.082% and monthly payment of P&I of $1,432.26. This APR is accurate as of 8/5/2021 and is subject to change. The rates and APRs may be different for loans that exceed the conforming loan limit of $424,100 (i.e. Jumbo Loans). Down payments of less than 20% will require private mortgage insurance. The estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Rates and APRs are subject to change without notice. Subject to credit approval. For all programs, applicant will be responsible at closing for payment of interim interest and for funding an escrow account for real estate taxes and insurances. Applicant will also be responsible for payment of all settlement items between applicant, as buyer, and seller for the purchase of applicant's home, and for applicant's attorney fees. Ask your Valley representative for complete details regarding all of our mortgage loan programs for purchases.