How can we help you?
Buying a Home
Get the tools and advice for the journey to your new front door.

Lower payments, pay off sooner or cash out existing equity in your home.
Home Equity
To access the cash you need, see which finance option is best for you.

My Loyalty Checking
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My Loyalty Checking

As a valued mortgage customer you can earn $250 cash back with My Loyalty Checking and up to a $10 monthly rebate for non-Valley ATM fees.

Available for Valley Mortgage Customers without a Checking Account

hidden text to fill headerMortgage Learning Center

7 Critical tips for first-time homebuyers
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7 Critical tips for first-time homebuyers

Here are seven key tips to keep your anxiety in check as you enter this exciting new phase.

When to refinance your mortgage
hidden text to fill headerBenefits of refinancing your mortgage

When to refinance your mortgage

Here are some of the reasons you may want to consider refinancing your mortgage.

How to unlock equity in your home
hidden text to fill headerusing your home as a financial tool

How to unlock equity in your home

Understanding how you can unlock value begins with finding the right home equity borrowing option for you.

  • Disclosures
    As of 1/22/2020, an example that illustrates typical terms for a $300,000, 30 year fixed rate loan with a 25% down payment, has an APR of 4.082% and monthly payment of P&I of $1,432.26. This APR is accurate as of 1/22/2020 and is subject to change. The rates and APRs may be different for loans that exceed the conforming loan limit of $424,100 (i.e. Jumbo Loans). Down payments of less than 20% will require private mortgage insurance. The estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Rates and APRs are subject to change without notice. Subject to credit approval. For all programs, applicant will be responsible at closing for payment of interim interest and for funding an escrow account for real estate taxes and insurances. Applicant will also be responsible for payment of all settlement items between applicant, as buyer, and seller for the purchase of applicant's home, and for applicant's attorney fees. Ask your Valley representative for complete details regarding all of our mortgage loan programs for purchases.