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Buying a Home
 
Get the tools and advice for the journey to your new front door.
 
Refinancing
 

Lower payments, pay off sooner or cash out existing equity in your home.
 
Home Equity
   
To access the cash you need, see which finance option is best for you.
 

 
 
 
My Loyalty Checking
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My Loyalty Checking

As a valued mortgage customer you can earn $250 cash back with My Loyalty Checking and up to a $10 monthly rebate for non-Valley ATM fees.

Available for Valley Mortgage Customers without a Checking Account



 
Mortgage Learning Center
Economical Renovation Ideas
hidden text to fill headerHome Renovations

Economical Renovation Ideas

Renovating doesn’t have to break the bank. Here are 5 low cost projects that are sure to pack a punch.

Renovate your home or buy new
hidden text to fill headerthinking about upgrading?

Renovate your home or buy new

How do you decide between renovating and buying a new home? Here are some things to consider along the way.

The cost of property amenities
hidden text to fill headerBefore you buy a home

The cost of property amenities

When you’re deciding on a home, it’s important to carefully balance your goals with your budget. Here are four appealing amenities that may be worth reconsidering.


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  • Disclosures
    As of 5/20/2019, an example that illustrates typical terms for a $300,000, 30 year fixed rate loan with a 25% down payment, has an APR of 4.082% and monthly payment of P&I of $1,432.26. This APR is accurate as of 5/20/2019 and is subject to change. The rates and APRs may be different for loans that exceed the conforming loan limit of $424,100 (i.e. Jumbo Loans). Down payments of less than 20% will require private mortgage insurance. The estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Rates and APRs are subject to change without notice. Subject to credit approval. For all programs, applicant will be responsible at closing for payment of interim interest and for funding an escrow account for real estate taxes and insurances. Applicant will also be responsible for payment of all settlement items between applicant, as buyer, and seller for the purchase of applicant's home, and for applicant's attorney fees. Ask your Valley representative for complete details regarding all of our mortgage loan programs for purchases.