Valley Cash Value Line of Credit

Vacation plans? Home renovations? Business opportunities? The cash value in your whole life insurance policy can help you access the money you need. Call one of our specialists at 973-305-8800 x 3291 to learn more about this unique borrowing opportunity.

  • Key Benefits
    • Lines ranging from $65,000 to $5,000,000
    • Competitive, variable interest rate
    • No application fee, closing costs or pre-payment penalty. *Florida applicants may be subject to a document stamp tax.
    • Easy access to funds via personal checks or online transfers
    • Interest may be tax deductible (consult with your tax adviser)
    • Multiple policies can be used as collateral for one line of credit
  • Disclosure
    As of 4/8/2020, the variable Annual Percentage Rate (APR) is 3.25% and will vary with the Wall Street Journal Prime Rate, but will not exceed 15.90%. Minimum loan amount is $65,000. Subject to credit approval. Additional terms and conditions apply.