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Borrowing Against Whole Life Insurance

Valley Cash Value Line of Credit

Business opportunities? Home renovations? Vacation plans? The cash value in your whole life insurance policy can help you access the money you need.

Lines ranging from $65,000 to $5,000,000
Easy access to funds via personal checks or online transfers
No application fee, closing costs or pre-payment penalty. *Florida applicants may be subject to a document stamp tax.

Competitive, variable interest rate
Interest may be tax deductible (consult with your tax adviser)
Multiple policies can be used as collateral for one line of credit

Ready to get started? Contact one of our Whole Life Policy Experts below to begin.

Get Started

Disclosure:
As of 7/27/2022, the variable Annual Percentage Rate (APR) is 5.50% and will vary with the Wall Street Journal Prime Rate, but will not exceed 15.90%. Minimum loan amount is $65,000. Subject to credit approval. Additional terms and conditions apply.