Valley Cash Value Line of Credit

Planning a wedding? Looking to take quick advantage of a business opportunity? The Cash Value in your whole life insurance policy can help you access the money you need. Call one of our specialists at 973-305-8800, ext. 3291, to learn more about this unique borrowing opportunity.

  • Key Benefits
    • Easy access to funds via personalized checks
    • Lines ranging from $65,000 to $5,000,000
    • No need to use your home as collateral
    • Pricing comparable to most home equity lines
    • Interest may be tax deductible (consult with your tax advisor)
    • Customers maintain the full dividend schedule of their insurance policy and the benefits remain intact
  • Disclosure
    As of 1/21/2019, the variable Annual Percentage Rate (APR) is 5.50% and will vary with the Wall Street Journal Prime Rate, but will not exceed 15.90%. Minimum loan amount is $65,000. Subject to credit approval. Additional terms and conditions apply.