Valley Cash Value Line of Credit

 

Business opportunities? Home renovations? Vacation plans? The cash value in your whole life insurance policy can help you access the money you need.


       
  • Lines ranging from $65,000 to $5,000,000

        
  • Easy access to funds via personal checks or online transfers

        
  • No application fee, closing costs or pre-payment penalty. *Florida applicants may be subject to a document stamp tax.

  • Competitive, variable interest rate

        
  • Interest may be tax deductible (consult with your tax adviser)

      
  • Multiple policies can be used as collateral for one line of credit

   
   

Ready to get started? Contact one of our Whole Life Policy Experts below to begin

  
   
 
  

Disclosure:
As of 6/15/2022, the variable Annual Percentage Rate (APR) is 4.75% and will vary with the Wall Street Journal Prime Rate, but will not exceed 15.90%. Minimum loan amount is $65,000. Subject to credit approval. Additional terms and conditions apply.



   


 

Our Approved Whole Life Carriers:


   

   Guardian Life

   
    

   John Hancock

   
    

   Mass Mutual

   
    

   MetLife


   

   New York Life


   

   Northwestern Mutual


 

  Ohio National Life  

   
    

   Penn Mutual Life 


   
     


 

Ready to get started?

Contact a trusted Expert near you today

  
     
Martha Soper

Tampa, FL

Martha Soper

FVP, Team Sales Leader
(813) 997-6068
msoper@valley.com

 

Keith Papa

Lincolnshire, IL

Keith Papa

Business Development Officer
(312) 502-4347
kpapa@valley.com

 

Patrick Moriarty

Wayne, NJ

Patrick Moriarty

Business Development Officer
(973) 305-8800 Ext. 3294pmoriarty@valley.com

 
 
Martha Soper

Wayne, NJ

Cavin Ramrup

VP, Business Development Officer
(862) 228-7038
cramrup@valley.com