Valley Cash Value Line of Credit


Business opportunities? Home renovations? Vacation plans? The cash value in your whole life insurance policy can help you access the money you need.

  • Lines ranging from $65,000 to $5,000,000

  • Easy access to funds via personal checks or online transfers

  • No application fee, closing costs or pre-payment penalty. *Florida applicants may be subject to a document stamp tax.

  • Competitive, variable interest rate

  • Interest may be tax deductible (consult with your tax adviser)

  • Multiple policies can be used as collateral for one line of credit


Ready to get started? Contact one of our Whole Life Policy Experts below to begin


As of 7/30/2021, the variable Annual Percentage Rate (APR) is 3.25% and will vary with the Wall Street Journal Prime Rate, but will not exceed 15.90%. Minimum loan amount is $65,000. Subject to credit approval. Additional terms and conditions apply.



Our Approved Whole Life Carriers:


   Guardian Life


   John Hancock


   Mass Mutual




   New York Life


   Northwestern Mutual


  Ohio National Life  


   Penn Mutual Life 



Ready to get started?

Contact a trusted Expert near you today

Martha Soper      
Cavin Ramrup   
Keith Papa       
Michael Henshaw       
Marc Lordi