Residential Mortgages
Home Loans

Residential Mortgages

At Valley, each of our Home Loan Consultants take great pride and care in helping you determine which lending option is right for you—and we’ll do so whether you’re looking to buy your first home, invest in a vacation property or refinance your existing mortgage.

Mortgage Refinancing
Refinancing Flexibility

Mortgage Refinancing

Save money on your existing mortgage by taking advantage of Valley's multiple refinancing options and lending expertise

Home Equity Borrowing
Use Your Home to Reach Your Goals

Home Equity Borrowing

Your home can do more for you than shelter your family and the memories you make there. Learn how tapping into your home equity can help you finance other important things and life events.

Home Staging Line of Credit
PREPARE YOUR HOME FOR SALE

Home Staging Line of Credit

A home staging line of credit can be an effective tool to make the improvements that will help prospective buyers see themselves in your home.

Borrowing against your whole life insurance policy
Life Insurance Policies

Borrowing against your whole life insurance policy

Access the Cash Value of your Whole Life Insurance Policy with the VNB® Cash Value Line of Credit

Auto financing and personal borrowing options with you in mind
Borrowing for Big Opportunities

Auto financing and personal borrowing options with you in mind

Looking to buy your dream car, pay-off high interest loans, or even use the cash value in your whole life insurance policy to finance a big opportunity? Our lending experts are committed to delivering the right package to you.

hidden text to fill headerTips, guides and insights

When to refinance your mortgage
Have you considered refinancing?

When to refinance your mortgage

Here are some of the reasons you may want to consider refinancing your mortgage.

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