Boost your savings

  • Easily access your savings as they grow

  • Earn more when you save more - make as many deposits as you like

  • Earn 0.90% APY on balances from $10,000 up to $1,000,000

  • FDIC insured up to $250,000



0.90% APY


Money Market Account

   Open Now



Open your Money Market Savings and start earning interest today

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Open an account online
in just a few minutes

Deposits icon


Deposit at least $10,000
 into your account

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Add and remove funds when
needed, while earning interest
on your balance



Couple looking at Valley's Money Market Savings online


What you need to know

  • Your initial opening deposit for this account cannot come from an existing Valley bank account

  • There's a $25 monthly account maintenance fee for balances below $10,000

  • For balances under $10,000 or over $1,000,000, your APY will be 0.40%

  • Your interest rate is subject to change



Looking for more accounts icon   

Still looking? Take a look at our other Savings Accounts

  • Easy access to your savings

  • Rates up to 1.00%

  • Tiered rates available 

   View our savings accounts    


CD icon   

Want to lock in a great rate? Our CDs will help 

  • Terms from 1 to 60 months

  • Rates yield up to 3.35%

  • Variable rate CDs available 

   View all our CDs    

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.

Minimum deposit of $10,000 to open this account.  The Annual Percentage Yield (APY) is effective and accurate as of 3/20/2023. You must maintain an average daily balance of: $0 - $9,999.99 with 0.40% interest rate and 0.40% APY; $10,000 - $999,999.99 with 0.90% interest rate and 0.90% APY; 1,000,000 + with 0.40% interest rate and 0.40% APY. Interest will be compounded daily and credited to your account monthly. Interest begins to accrue no later than the business day that we receive credit for the deposit of the non-cash items (for example, checks). If the account is closed prior to the interest being credited; the accrued interest will not be credited to the account. Offer may be withdrawn or modified without prior notice. Fees could reduce earnings. See a Bank Representative for complete terms and conditions.


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