Reach your savings goals
with Valley

      

Whatever you're saving for, Valley offers a wide range of savings products to help you reach your goal. Choose from our Savings and Money Markets, CDs, or IRAs.

 

Not sure what's best for you? Click below to learn more.

 

Jump to:

 

Savings and Money Market Accounts

Certificate of Deposit Accounts (CDs)

IRA Accounts    

  

   
   
Couple on the beach thinking about their savings with a Valley Savings Account


 

Get easy access to your savings with
Money Markets and Savings Accounts

 

Saving for a vacation, a big purchase, or a rainy day? Money Markets
and Savings accounts are great for short-term savings goals or
for building an emergency fund. Money in these accounts can be
withdrawn or added any time you need.

      
   

See all Money Markets and Savings Accounts



 

Valley All Access Savings Icon   
   
   

Valley All Access Savings

   

Best for simple savings

   
  • Get easy access to your savings while earning interest 

  • 0.85% APY

  • $100 minimum deposit

  • No maintenance charge on average daily balances $300 or more

  • No charge for debit card


   
   See savings details    
    
   


 

Tiered Money Market Savings Icon   
   
   

Tiered Money Market Savings

   

Earn more at a great rate

   
  • Competitive tiered interest rates

  • Up to 1.35% APY available

  • $2,000 minimum to open

  • No maintenance charge for average daily collected balances of $10,000 or more

   
 
   See savings details    
    
   


 

Disclosures:
The Annual Percentage Yield (APY) is effective and accurate as of 10/6/2023. Rate may change after the account is opened.  Minimum deposit of $100 to open. $100 minimum balance required to earn the advertised APY. Fees can reduce earnings. Offer may be withdrawn or modified without prior notice.  See a Bank representative for complete terms and conditions. Offer may be withdrawn or modified without prior notice


    
   


 

Jump to:      Savings and Money Market Accounts      |       IRA Accounts

 

   
   

Competitive rates for long-term saving with
Certificates of Deposit (CDs) Accounts

 

Saving for something like college, a house deposit, or another long-term savings goal?
Lock in a great rate for a fixed term and watch your savings grow with a Valley Certificate of Deposit (CD).

      
   

See all our CD options



 
           

4.75% APY

   
   

6-Month CD

    
  • 4.75% APY

  • 6-month fixed term

  • $500 minimum deposit

  • Fund your account with a maximum deposit up to $500,000 online and up to $1,000,000 in a branch


   
   6-Month CD details    
    
   


 
           

4.50% APY

   
   

12-Month CD

    
  • 4.50% APY

  • 12-month fixed term

  • $500 minimum deposit

  • Fund your account with a maximum deposit up to $500,000 online and up to $1,000,000 in a branch


   
   12-Month CD details    
    
   


 
  


 

Jump to:      Savings and Money Market Accounts      |       Certificate of Deposit Accounts (CDs)

 

   
   

IRA Accounts 

 

Focus on your retirement with Valley IRA accounts. Save for retirement and
maximize your tax benefits with a Valley IRA.

      
   

See all IRA options



 

Traditional IRA Icon   
   
   

Traditional IRA

   
  • Grow your money tax deferred, meaning you won’t pay taxes until you start withdrawing

  • Tax-deductible contributions

  • $250 minimum deposit

  • You can contribute up to $6,000 annually if you’re under age 50, and $7,000 annually from age 50 up to age 70 1/2 or until retirement


   
   See all details    
    
   


 

Roth IRA Icon   
   
   

Roth IRA

   
  • Tax free income

  • Flexibility

  • $250 minimum deposit

  • You can contribute up to $6,000 annually if you’re under age 50, and $7,000 annually if you’re age 50 or over if you’re receiving compensation


   
   See all details    
    
   


 
  



   

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