Roth IRA

When you retire, you probably want to pay yourself – not Uncle Sam. By opening a Roth IRA, you’ll pay taxes up-front on your contributions so that when you’re ready to retire, all the money you saved goes into your pocket. Talk with your tax advisor to see if a Roth IRA is right for you and then we’ll help you get started. You can open an account by visiting one of our conveniently located branches.

  • Key Benefits
    • Your investment growth is tax deferred
    • You can contribute up to $6,500 annually if you’re under age 50, and $7,500 annually if you’re age 50 or over if you’re receiving compensation
    • Contributions can be made at any age and are not tax-deductible.

You may also be interested in

CDs
hidden text to fill headerget more out of your savings

CDs

Our CD accounts come with flexible terms, competitive rates and a range of convenient options.

Insurance
hidden text to fill headerThe right coverage

Insurance

Masters Coverage Corp. is licensed in all 50 states and offers competitive solutions for any type of business or individual need.

Trust and Estate Planning
hidden text to fill headerFinancial Planning

Trust and Estate Planning

We offer a wide range of trust and estate planning services to help you provide for your loved ones and minimize taxes.

Hallmark Capital Management Inc.
hidden text to fill headerAsset Management

Hallmark Capital Management Inc.

Are your investments working for you? Hallmark Capital can help you achieve your financial goals using its proven investment process.

Our expert advice for retirement savings

Eliminate Anxiety About Saving for Retirement
PLANNING FOR RETIREMENT

Eliminate Anxiety About Saving for Retirement

How will you know when you've saved enough money to retire, and when will that be? It’s one of the most common questions a working person can ask, and Valley can help you with the right approach to retirement planning.

3 Important Reasons to Keep Your Will Updated
PLANNING FOR FUTURE

3 Important Reasons to Keep Your Will Updated

Whether you’re just starting a family or already have great-grandchildren, it’s important to have a will and keep it updated. Chances are, however, that like a lot of Americans, you don’t do this as often as you should.