18-Month Variable Rate IRA

Enjoy one of the most simple, safe and tax-friendly ways to save successfully for retirement. Establish a stream of income that adjusts with the market, helping you save more for when you retire. The rate of this unique variable rate IRA adjusts every month. If interest rates continue to rise, so will your returns.*

  • Key Benefits
    • Open an account with just $250
    • 3.54% APY
    • Your rate is adjusted on the first of each month
    • Convenient automatic renewal
    • FDIC insured up to $250,000
    • Rollovers from maturing IRA accounts are permitted
    • A maximum deposit of $500,000
    • Make contributions with money you may be able to deduct on your tax return**
  • Disclosure
    *Rate based on changes to the 1-year Constant Maturity Treasury Rate. **IRAs are subject to IRA tax regulations.  You may want to consult a tax advisor. Offer may be withdrawn or modified. Minimum deposit $250; maximum $500,000. The Annual Percentage Yield (APY) is effective and accurate as of 10/1/2022. Early withdrawal penalties may be imposed and the fee could reduce principal. For consumer customers only. See a Valley representative for complete terms and conditions.
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