18-Month Variable Rate IRA

Enjoy one of the most simple, safe and tax-friendly ways to save successfully for retirement. Establish a stream of income that adjusts with the market, helping you save more for when you retire. The rate of this unique variable rate IRA adjusts every month. If interest rates continue to rise, so will your returns.

  • Key Benefits
    • Open an account with just $250
    • 4.64% APY
    • Your rate is adjusted in the beginning of each month
    • Convenient automatic renewal
    • FDIC insured up to $250,000 per depositor, for each account ownership category
    • Rollovers from maturing IRA accounts are permitted
    • A maximum deposit of $500,000
    • Make contributions with money you may be able to deduct on your tax return

The Annual Percentage Yield (APY) is effective and accurate as of 5/31/2023. Rates subject to change after the account is opened. Minimum balance required to obtain the annual percentage yield $250; maximum $500,000. Early withdrawal penalties may be imposed and fees could reduce earnings and/or principal. IRAs are subject to tax regulations. You may want to consult a tax advisor. For consumer accounts only. See a Valley representative for complete terms and conditions.

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