18-Month Variable Rate IRA - <strong>5.05% APY</strong>
OUR FEATURED RETIREMENT SAVINGS ACCOUNT

18-Month Variable Rate IRA - 5.05% APY

Earn more for your retirement with 5.05% APY. If rates go up, so do your returns. Available in NJ & NY only.

• Open an account with just $250
• Your rate is adjusted on the first of each month
• Rollovers from maturing IRA accounts are permitted

Disclosure:
The annual percentage yield is accurate as of 3/27/2023. Rates may change after the account is opened. $250 minimum balance to obtain the advertised annual percentage yield. Early withdrawal penalties may be imposed and fees could reduce earnings and/or principal.

   
 
    

It’s never too early to start saving for retirement.


 
Traditional IRA
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Traditional IRA

Thinking about saving for retirement? A Traditional IRA lets your money grow tax deferred, meaning you won’t pay taxes until you start withdrawing.

What you can expect from a Traditional IRA:
• Tax-deductible contributions
• Your investment growth is tax-deferred
• You can contribute up to $6,000 annually if you’re under age 50, and $7,000 annually from age 50 up to age 70 1/2 or until retirement

Roth IRA
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Roth IRA

By opening a Roth IRA, you’ll pay taxes up-front on your contributions so that when you’re ready to retire, all the money you saved goes into your pocket.

What you can expect from a Roth IRA:
• Tax free income
• Flexibility
• You can contribute up to $6,000 annually if you’re under age 50, and $7,000 annually if you’re age 50 or over if you’re receiving compensation





   

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Questions? We have answers.

At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 to talk to one of our knowledgeable banking professionals about your banking relationship at Valley.

Contact Us
At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 to talk to one of our knowledgeable banking professionals about your banking relationship at Valley.