Visa Select

Low 2.99% Introductory APR for the first year on purchases and for any balance transfers, followed by an 11.99% introductory APR for the second year. After that, a variable APR that's currently 13.99%.

 

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Visa Purchase Alerts
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Visa Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your Visa card.

Mobile Wallet
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Mobile Wallet

Pay for shopping, restaurants and more directly from your phone. Add your Valley debit & credit cards to your smart phone today.

Rates and Terms
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Rates and Terms

Visa Select Credit Card – Rates, Fees and Terms.

Valley All Access Rewards Checking
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Valley All Access Rewards Checking

Enjoy a simple checking account that puts $20 a month in your pocket for the next year.

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3 tips to help you pay for college
PLANNING FOR EDUCATION

3 tips to help you pay for college

When’s the best time to start planning for your child’s education? At Valley Trust, we think it’s never too early. But we know that many of our customers aren’t able to start saving the minute their kids are born. That's why we want to share with you some advice to help you be prepared.

  • Disclosures
    U.S. Citizens and Resident Aliens. Valley's credit card programs are available to U.S. citizens and permanent resident aliens residing in the U.S.
    Minimum Age. You must be at least 18 years old to qualify for an account.
    Subject to Credit Approval. Before we approve you for a credit card account, we will review your credit report and the information you provide in your application to determine whether you qualify in accordance with Valley’s credit standards and eligibility requirements.
    USA Patriot Act. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver’s license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect both financial institutions and bank customers from criminal activity. Your cooperation is greatly appreciated.
    Cardholder Agreement. If an account is opened, you will receive a Cardholder Agreement with your card(s). You agree to the terms and conditions of the Cardholder Agreement by using the account or any card, by authorizing the use of the account or any card, or by making any payment on the account.
    Change in Terms. We have the right to change the account terms (including the APRs) in accordance with your Cardholder Agreement and applicable law.