Valley My Loyalty Checking

As a valued mortgage customer you can earn $250 cash back with My Loyalty Checking* and up to a $10 monthly rebate for non-Valley ATM fees.With this account we know you'll enjoy features like, free online and mobile banking with bill pay and mobile deposit.

Available to Valley Mortgage Customers without an existing Valley Checking Account.

  • Key Benefits
    • Low minimum initial deposit of $100
    • Receive up to $10 of non-Valley ATM fees rebate per month
    • No minimum balance required
    • Peace of mind by setting up a recurring transfer or auto deduct
    • Easily transfer funds to make extra payments
    • No ATM fees at Valley ATMs


Great features that come with your checking account

Mobile Banking
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Mobile Banking

Download our Mobile App to get direct access to your Valley accounts anytime, any place.

Mobile Wallet
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Mobile Wallet

The convenience and security of shopping with your smartphone.

Valley Visa® Debit Card
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Valley Visa® Debit Card

A simple, convenient and secure card with the same buying power as a credit card.

Personal Online Banking
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Personal Online Banking

Bank anywhere, anytime, day or night, from any device.

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Premium Money Market - Up to 2.05% APY

Boost your Money Market rate when you also open a Select Checking!

18 Month CD - <strong>2.70% APY</strong>
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Valley All Access Savings
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Valley All Access Savings

Enjoy our competitive rates while continuing to have easy access to your money when you need it.

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When’s the best time to start planning for your child’s education? At Valley Trust, we think it’s never too early. But we know that many of our customers aren’t able to start saving the minute their kids are born. That's why we want to share with you some advice to help you be prepared.

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Disclosure: 
Valley My Loyalty Checking: Minimum opening balance of $100. $25 monthly maintenance fee will be incurred if a Valley mortgage is not retained and if three monthly recurring online bill payments or a recurring qualifying direct deposit of $750 or greater are not set up. *To receive the $250 reward, a Valley mortgage is required along with three recurring online bill payments or recurring qualifying direct deposit of  $750 or more within 90 days of account opening. Qualifying Direct Deposit is defined as a recurring payroll direct deposit or electronic deposit of pension or government benefits such as Social Security. Cash reward will be deposited into the checking account within 90 days of account opening and may be IRS reportable. Limit of one cash reward per customer. Offer only valid for existing residential mortgage customers without a Valley checking account and cannot be combined with any other offer.