Valley My Choice Checking

Are you looking for your first checking account? Then start with one that meets your needs. The Valley My Choice Checking lets young adults (ages 17 to 25, you must be 18 or older to open an account online) open a checking account with just $25. There’s no monthly fee, and you can manage your account for free with online and mobile banking. Plus, you can take advantage of a rebate of up to $20 a month for non-Valley ATM fees.

  • Key Benefits
    • Receive Valley Rewards® of up to $150 with mobile banking, debit card transactions or Bill Pay*
    • No monthly service fee
    • Online and mobile banking with mobile deposit
    • FDIC insured up to $250,000
    • Free Valley ATM transactions and a rebate of up to $20 for ATM fees from non-Valley ATMs
    • With our Card Management Features, you can now request a new debit, change your PIN, temporarily lock or unlock your debit card and set travel notifications all within the Valley Mobile Banking App.
    • Valley Visa® Debit Card welcomed everywhere Visa is accepted
    • Text Banking with mobile and email alerts to notify you of suspicious activity, low balances and more

Disclosure: 
*Minimum opening deposit of $25 is required.  Open a new account and receive $75 for activating Mobile Banking; plus $75 for completing a minimum of 20 debit card transactions of $5 or more or $75 for enrolling in online banking and completing three online bill payment transactions. Account must be enrolled in paperless statements with in the first 60 days of account opening.  If not enrolled in paperless statements, account will revert to an All Access Checking account. To qualify for Rewards, the above is required to be completed within the first 60 days of account opening and will be paid and deposited into the checking account within 90 days of account opening. Limit of one cash reward per customer. Must be 18 years or older to apply online. At age 26, the Valley My Choice Checking Account will automatically convert to a Valley All Access Checking Account.

See our schedule of fees for additional consumer account information



Great features that come with your checking account 

Mobile Banking
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Mobile Banking

Download our Mobile App to get direct access to your Valley accounts anytime, any place.

Mobile Wallet
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Mobile Wallet

The convenience and security of shopping with your smartphone.

Personal Online Banking
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Personal Online Banking

Bank anywhere, anytime, day or night, from any device.

Valley Visa® Debit Card
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Valley Visa® Debit Card

A simple, convenient and secure card with the same buying power as a credit card.

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Credit Cards

Our Visa and Mastercard programs include a range of credit card options to meet your needs.

Valley All Access Savings
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Valley All Access Savings

Enjoy our competitive rates while continuing to have easy access to your money when you need it.

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Our CD accounts come with flexible terms, competitive rates and a range of convenient options.

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3 tips to help you pay for college
PLANNING FOR EDUCATION

3 tips to help you pay for college

When’s the best time to start planning for your child’s education? At Valley Trust, we think it’s never too early. But we know that many of our customers aren’t able to start saving the minute their kids are born. That's why we want to share with you some advice to help you be prepared.