No-fuss checking for our customers over 55.

  • No monthly maintenance charge

  • $100 minimum balance

  • For adults aged over 55

  • Open your account with as little $100

  • Want to read the fine print? View disclosures

Happy Couple

Opening an account is easy

  Open an account online in just a few minutes.


1.  Open an account online
in just a few minutes.

Fund your account with as little as $100.

2.  Fund your account with
as little as $100.

Enjoy your checking account with no fees and no minimum balance


3.  Enjoy your checking account



Here's what you get with all Valley checking accounts


Here's what you get with all Valley 

checking accounts

  • Online & mobile banking to access mobile deposits, Zelle, Bill Pay, budget management, and more!

  • Valley Visa Debit Card

  • Access to 230+ ATMs and 200+ branches for free withdrawals and account support

  • FDIC insured up to $250,000 per depositor, per each account ownership category





If you are 55 or older, Valley's Milestone
account was built with you in mind.


Simplified so you can think less about banking and
more about celebrating the milestones in your life.


Open an account today. It takes less than 10 minutes.

   Apply Now



Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.

See our schedule of fees for additional consumer account information.


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