Journey Checking

Looking for a simple checking account with low minimum balance requirements and easy access to your money? We got you covered with our Journey Checking Account. Open an account by visiting one of our conveniently located branches.

  • Key Benefits
    • Low minimum opening balance of $25
    • Free online and mobile banking with mobile check deposit
    • Low monthly maintenance charge of $3*
    • FDIC insured up to $250,000 per depositor, per account ownership category
    • Free Visa® Debit Card welcomed everywhere Visa is accepted


We're proud to share that Valley's Journey Checking is certified as

a low-cost, low-fee account by BankOn

BankOn seal


Great features that come with your checking account

Mobile Banking
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Mobile Banking

Download our Mobile App to get direct access to your Valley accounts anytime, any place.

Mobile Wallet
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Mobile Wallet

Pay for shopping, restaurants and more directly from your phone. Add your Valley debit & credit cards to your smart phone today.

Valley Visa® Debit Card
hidden text to fill headerSecure Debit Cards

Valley Visa® Debit Card

A simple, convenient and secure card with the same buying power as a credit card.

*Monthly maintenance charge of $3 waived with one of the following:

  1. Monthly recurring direct deposit of $250 or greater. A direct deposit is defined as a recurring payroll direct deposit or electronic deposit of pension or government benefits such as social security.

  2. Conducting three personal online banking bill payments per monthly statement cycle.

  3. Completing 10 debit card transactions per monthly statement cycle. A debit card transaction is defined as a payment made using your card that deducts money directly from a Valley account.

See our schedule of fees for additional consumer account information.