The perfect balance of saving and spending
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Earn 0.02% APY interest on your balance
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Open your account with as little as $100
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No monthly service fee for balances over $1,000
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Want to read the fine print? View disclosures
Earning interest is easy
1. Open an account online
in just a few minutes.
2. Fund your account with
as little as $100.
3. Earn .02% APY interest
on your balance.
Here's what you get with all Valley
checking accounts
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Online & mobile banking to access mobile deposits, Zelle, Bill Pay, budget management, and more!
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24/7 account protection and fraud monitoring
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Valley Visa Debit Card
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Access to 230+ ATMs and 200+ branches for free withdrawals and account support
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FDIC insured up to $250,000 per depositor
There are many checking accounts to choose from, but very few earn
interest. With Valley's Interest Checking Plus account, customers
get the best of both worlds - savings and spending!
Open an account today. It takes less than 10 minutes.
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What you need to know
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A maintenance charge of $15 is applied to accounts where the average daily balance falls below $1,000.
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Interest is calculated on your daily balance, and paid into your account monthly.
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We'll notify you of any upcoming interest rate changes in advance.
Disclosures:
Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.
See our schedule of fees for additional consumer account information.
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