Valley Community Checking

Looking for a simple checking account with low minimum balance requirements and easy access to your money? We got you covered with our Valley Community Checking Account (available to New Jersey and New York customers). Open an account by visiting one of our conveniently located branches.

  • Key Benefits
    • Low minimum opening balance of $25
    • Free online and mobile banking with mobile check deposit
    • Low monthly service fee of $3
    • FDIC insured up to $250,000
    • Free Valley Visa® Debit Card welcomed everywhere Visa is accepted


Great features that come with your checking account

Mobile Banking
hidden text to fill headerBank on the go

Mobile Banking

Download our Mobile App to get direct access to your Valley accounts anytime, any place.

Mobile Wallet
hidden text to fill headerpay as you go

Mobile Wallet

The convenience and security of shopping with your smartphone.

Personal Online Banking
hidden text to fill headerBank from any device

Personal Online Banking

Bank anywhere, anytime, day or night, from any device.

Valley Visa® Debit Card
hidden text to fill headerSecure Debit Cards

Valley Visa® Debit Card

A simple, convenient and secure card with the same buying power as a credit card.

hidden text to fill headerYou may also be interested in

Buying a Home
hidden text to fill headerMortgage

Buying a Home

Ready to buy a home? Our team of home loan consultants can guide you through the entire process.

VNB® All Access Savings
hidden text to fill headerSavings Accounts

VNB® All Access Savings

Enjoy our competitive rates while continuing to have easy access to your money when you need it.

Credit Cards
hidden text to fill headerConvenience and buying power

Credit Cards

Our Visa and Mastercard programs include a range of credit card options to meet your needs.

CDs
hidden text to fill headerA Low Risk investment

CDs

Our CD accounts come with flexible terms, competitive rates and a range of convenient options.

3 tips to help you pay for college
PLANNING FOR EDUCATION

3 tips to help you pay for college

When’s the best time to start planning for your child’s education? At Valley Trust, we think it’s never too early. But we know that many of our customers aren’t able to start saving the minute their kids are born. That's why we want to share with you some advice to help you be prepared.

Expert advice for first time homebuyers
PLANNING FOR FUTURE

Expert advice for first time homebuyers

One of the most common, and important, questions we frequently get asked is, “Which should I do first: find a home, a realtor, get pre-qualified or pre-approved?” You might be surprised by the answer.