A monthly reward can add up to whatever you want

Open a Valley All Access Rewards Checking account* and get $20 a month over the course of a year. Spend it however you like!

  • Key Benefits
    • No minimum balance requirement
    • Open your account with as little as $100
    • Receive $20 a month for a year


How to get rewards for opening a checking account:

Open an Account

Open a Valley All Access Rewards Checking account

Link to direct deposit

Link your account to direct deposit



Get rewarded each month!

*With qualifying direct deposit

What you'll need to open an account:

What you'll need to open an account:

Must be 18 or older

U.S. Residential Address

Social Security Number

Government Issued ID (Driver's License, State Issued ID, Valid Passport, or U.S Permanent Resident Card)

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.


Disclosure: For new consumer checking customers over the age of 18. Minimum to open is $100 with no monthly balance requirement. To receive the $240 reward, the account must receive a cumulative total of $750 or more in qualifying direct deposits per month. Reward is paid over 12 month period, $20 each month. As long as direct deposit is not discontinued, account will receive a total of $240 over the 12 month period. A qualifying direct deposit is defined as a recurring payroll direct deposit or electronic deposit of pension or government benefit such as Social Security. Transfers from one account to another or deposits made at a branch or ATM do not qualify as direct deposits. The first cash reward will be credited within 35 days of the monthly qualifying recurring direct deposit. All cash rewards may be IRS reportable. After the first year or if direct deposit is discontinued, the monthly reward will not be paid and the account will revert to an All Access Checking account. Limit of one cash reward per customer. Account agreement will contain additional terms and conditions. Offer may be withdrawn or modified without prior notice.

Schedule of Fees



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Great features that come with your checking account

Mobile Banking
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Mobile Banking

Download our Mobile App to get direct access to your Valley accounts anytime, any place.

Mobile Wallet
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Mobile Wallet

Pay for shopping, restaurants and more directly from your phone. Add your Valley debit & credit cards to your smart phone today.

Valley Visa® Debit Card
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Valley Visa® Debit Card

A simple, convenient and secure card with the same buying power as a credit card.

Personal Online Banking
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Personal Online Banking

Bank anywhere, anytime, day or night, from any device.

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Tips, guides and articles

Choosing a checking account  that's right for you
hidden text to fill headerFind your next checking account

Choosing a checking account that's right for you

Opening a checking account seems simple. You just walk into a bank and open one up, right? Here’s some features to look for in your next checking account.

Why you’ll love mobile banking
hidden text to fill headerthe Valley mobile app

Why you’ll love mobile banking

Our Valley mobile app is designed and optimized for use on a range of mobile devices. You can use it to supplement your online banking experience, giving you greater access to your finances.

How to track your spending
hidden text to fill headerfirst step to budgeting and saving

How to track your spending

Tracking your spending gives you important insight into your spending habits. Here are 5 easy tips to help you track your spending.