All Access Rewards Checking   

All Access Rewards Checking


Earn $20 per month for a full year, that's $240 over 12 months!

   Open your account    


Interest Checking Plus   

Interest Checking Plus


Boost your checking account by earning interest on your balance

  • Open with just $100

  • No monthly maintenance charge for average daily collected balances of $1,000 or more

  • Earn 0.02% APY on the money in your checking account

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Valley Teen Checking


Teen Checking


A trustworthy first bank account for teens aged 13 - 16

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Valley My Choice Checking


My Choice Checking


Easy banking for 17- 25 year olds with up to $150 of rewards

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Positive Pay


Milestone Checking


Simplified banking with no monthly fee for adults aged 55+

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Woman checking her Personal Checking account on a laptop


Every Valley personal checking account includes:

  • Free transactions at our Valley ATMs

  • Access to our branch network for in-person support

  • Online & mobile banking including mobile check deposit, Zelle, bill pay, budget management and more!

  • A Valley Visa Debit Card

  • 24/7 account protection and fraud monitoring

  • FDIC insured up to $250,000 per depositor



More personal checking options


My Loyalty Checking


My Loyalty Checking


For our mortgage customers, earn $250 cash back with Loyalty Checking.

  • Open with just $100

  • No minimum balance

  • $250 cash reward for setting up bill pay or a qualifying direct deposit

  • For existing Valley mortgage customers


Select Checking


All Access Checking


All Access Checking boosts the interest rate for our Premium Money Market customers

Online Banking


Online Banking


Manage your finances anywhere, any time, with mobile and online banking, features include:

  • Mobile check deposit

  • Money management and budgeting tools

  • Zelle

  • Bill payment and management tools