Today's featured CD 

 
12 Month CD - <strong>2.15% APY</strong>
Spring your savings forward

12 Month CD - 2.15% APY

Take your savings to the next level with a safe, high-interest rate CD. Open a 12-month CD today.

• Low minimum initial deposit of $500
• Maximum deposit of $500,000 per household
• Interest compounded daily and paid monthly, quarterly, semi-annually, annually and at maturity

  • Disclosures

    12 Month CD: Minimum deposit of $500 is required to open and earn the 2.15% Annual Percentage Yield which is effective and accurate as of 5/22/2019. Maximum of $500,000 per household. Early withdrawal penalties may be imposed and could reduce earnings. All offers may be withdrawn or modified without prior notice and rates are subject to change.See a Bank representative for complete terms and conditions.



 
What is a CD?

 
CD

Put your money in a CD for a fixed time period with a fixed interest rate. When your term is up, you’ll get your deposit back plus interest. CDs are insured by the FDIC up to $250,000 per account relationship, per depositor for each account ownership category.

Jumbo CD

A jumbo CD is a certificate of deposit (CD) with a minimum deposit of $100,000. These are considered low-risk, stable investments for large investors. Jumbo CDs typically pay interest at a higher rate than lower denomination CDs.

Step-Up CD

Step up your savings today with a CD that allows you to request a rate bump when you see rates are high.



 

What you can expect from a Valley CD 



 
Prepare for the future

Whether it's for an education, a dream vacation or your first home, a Valley CD can help you save for any life event.

Low market risk

Competitive CD rates that are among the best in the region.

Predictable returns

With our competitive pre-determined rates, you’ll  know what to expect from your CD.


 
We have you protected

Rest easy knowing every Valley CD deposit is FDIC-insured up to the allowable limits.

Choose what works for you

Interest is paid out based on your terms; Interest is compounded daily and paid monthly, quarterly, semi-annually, annually and at maturity.

Alternative savings option

CDs earn steady interest often at a higher rate than most regular savings accounts. 




 
 

Saving on your terms

Not everyone has to be on a 5 year savings plan. Choose the level of commitment that’s right for you.

No interest will be paid during the grace period if account is closed.  Early withdrawal penalties may be imposed and the fee could reduce principal.
  

Questions? We have answers.

At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 from 6 AM to 11 PM ET to talk to one of our knowledgeable professionals about your banking relationship at Valley.

At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 from 6 AM to 11 PM ET to talk to one of our knowledgeable professionals about your banking relationship at Valley.