9-Month CD - 0.04% APY

Take your savings to the next level with a safe,
high-interest rate CD.

  • Key Benefits
    • A great rate of 0.04% APY
    • Low minimum initial deposit of $500
    • Maximum deposit of $500,000 per household
    • FDIC Insured up to $250,000
    • Interest compounded daily and paid monthly, quarterly, semi-annually, annually and at maturity
What you'll need to open an account:

What you'll need to open an account:

Must be 18 or older

U.S. Residential Address

Social Security Number

Government Issued ID (Driver's License, State Issued ID, Valid Passport, or U.S Permanent Resident Card)

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Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.


9-Month CD: Minimum deposit of $500 is required to open and earn the 0.04% Annual Percentage Yield which is effective and accurate as of 10/1/2022. Maximum of $500,000 per household. Early withdrawal penalties may be imposed and could reduce earnings. All offers may be withdrawn or modified without prior notice and rates are subject to change. See a Bank representative for complete terms and conditions