9-Month CD at 0.04% APY

Take your savings to the next level with a safe, CD.

  • Key Benefits
    • APY of 0.04%
    • Open an account with as little as $500 and up to $500,000 online. Fund your account up to $1,000,000 in branch.
    • Valley has FDIC Insurance up to $250,000 per depositor for each account ownership category.
    • Interest compounded daily and paid monthly.

The Annual Percentage Yield (APY) of 0.04% is effective and accurate as of 2/29/2024. Minimum balance to obtain the advertised annual percentage yield is $500. Fund your account with a maximum of $500,000 online and up to $1,000,000 in branch. Early withdrawal penalties may be imposed and fees could reduce earnings and/or principal. See a Bank Representative for complete terms and conditions.

What you'll need to open an account:

What you'll need to open an account:

Must be 18 or older

U.S. Residential Address

Social Security Number

Government Issued ID (Driver's License, State Issued ID, Valid Passport, or U.S Permanent Resident Card)

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Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.