Our 19-month CD offers a great return plus peace of mind.


With the stock market experiencing ups and downs, consider the security of a 19-month CD and lock in a 3.50% APY. Open an account online or at a branch near you today. 

  • Get a 3.50% APY for 19 months

  • Open your CD with as little as $500 and up to $1,000,000 per household

  • Rest easy, your deposits are safe with up to $250,000 FDIC insurance per depositor, for each account ownership category



3.50% APY


19-Month CD



Open your CD and lock in your interest rate today

Open an account at a branch near you


Open an account at a
branch near you 

Deposit up to $10,000,000 as you open your account


Deposit up to $1,000,000
as you open your account

Grow your savings with a great rate over 25 months


Sit back as your savings grow
safely over 19 months


25 Month CD


What you need to know

  • You must be 18 or older and have a U.S. Residential Address

  • You'll need your Social Security Number and Government Issued ID to apply

  • Interest will be compounded quarterly and credited to the account quarterly

  • Opening your CD online? You'll be able to add up to $500,000 to your account. To open your CD with more than $500,000, visit us in branch



Still looking? Take a look at our full CD range   

Still looking? Take a look at our full CD range

  • Terms from 1 to 60 months

  • Rates yield up to 3.50%

  • Variable rate CDs available 

   View all our CDs    


Loans for any Industry   

Want easier access to your savings? Our Money Markets will help

  • Easy access to your savings

  • Rates up to 1.00%

  • Tiered rates available 

   View our savings accounts    

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.

Disclosure: Minimum deposit of $500 with a maximum of $1,000,000. The Annual Percentage Yield (APY) of 3.50% is effective and accurate as of October 13, 2022. Early withdrawal penalties may be imposed, and the fee could reduce principal. If the CD is fully or partially redeemed prior to original maturity date, a penalty equivalent to 180 days interest may be applied.  Offer may be withdrawn or modified without prior notice. Fees could reduce earnings. See a Bank Representative for complete terms and conditions.



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