18-Month CD

With our 18-Month CD, you'll have peace of mind in your savings. Our competitive fixed rate is just another great opportunity to take advantage of, so don't let this CD rate slip by.

  • Key Benefits
    • A great rate of 0.05% APY
    • Low minimum initial deposit of $500
    • Maximum deposit of $500,000 per household
    • FDIC Insured up to $250,000
    • Interest compounded daily and paid monthly, quarterly, semi-annually, annually and at maturity
    • Automatic renewal upon maturity

You may also be interested in

Premium Money Market
hidden text to fill headerbOOST YOUR RATE

Premium Money Market

Boost your Money Market rate when you also open a Select Checking!

All Access Rewards Checking
hidden text to fill headerRewards Checking

All Access Rewards Checking

Enjoy a simple checking account that puts $20 a month in your pocket for the next year.

Mobile Banking
hidden text to fill headerBank on the go

Mobile Banking

Download our Mobile App to get direct access to your Valley accounts anytime, any place.

Your guide to CDs, IRAs and Money Markets
Tips for better savings

Your guide to CDs, IRAs and Money Markets

IRAs, CDs and Money Market Accounts all have their own advantages. See how they’re different and see which one may be right for you.

Read More

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.


18-Month CD: Minimum deposit of $500 is required to open and earn the 0.05% Annual Percentage Yield which is effective and accurate as of 11/28/2023. Maximum of $500,000 per household. Early withdrawal penalties may be imposed and could reduce earnings. All offers may be withdrawn or modified without prior notice. See a Bank representative for complete terms and conditions.