Today's Featured CDs 


 
13 Month CD - <strong>2.35% APY</strong>
hidden text to fill headerPlug in your savings

13 Month CD - 2.35% APY

You're on the move, and so are CD rates. So catch one while rates are high. Open a 13-month CD today.

• Low minimum deposit of $500
• Automatic renewal upon maturity
• Interest compounded daily, quarterly, semi-annually or at maturity

16 Month CD - <strong>2.40% APY</strong>
hidden text to fill headerFeel the earn

16 Month CD - 2.40% APY

Feel the earn with a 16-month CD from Valley today.


• Low minimum deposit of $500
• Automatic renewal upon maturity
• Interest compounded daily, quarterly, semi-annually or at maturity



18 Month CD - <strong>2.70% APY</strong>
hidden text to fill headerpeace of mind in your savings

18 Month CD - 2.70% APY

Just another great opportunity to take advantage of, so don't let this CD rate slip by.

• Low minimum deposit of $500
• Automatic renewal upon maturity
• Interest compounded daily, quarterly, semi-annually or at maturity



  • Disclosures

    13-Month CD: Minimum deposit of $500 with a maximum of $500,000. Offer may be withdrawn or modified without prior notice. The Annual Percentage Yield (APY) is effective and accurate as of 11/15/2018. Early withdrawal penalties may be imposed and the fee could reduce principal. See a Valley representative for complete terms and conditions. 

    16 Month CD: Minimum deposit of $500 is required to open and earn the 2.40% APY which is effective and accurate as of 11/15/2018. Maximum deposit of $2,000,000 per household. Early withdrawal penalties may be imposed and could reduce the principal. If the CD is fully or partially redeemed prior to original maturity date, a prepayment
    penalty equivalent to 180 days interest may be applied. Offers may be withdrawn or modified without prior notice and rates are subject to change. Fees could reduce earnings. See a Bank representative for complete terms and conditions.

    18 Month CD: Minimum deposit of $500 is required to open and earn the 2.70% APY which is effective and accurate as of 11/15/2018. Maximum deposit of $2,000,000 per household. Early withdrawal penalties may be imposed and could reduce the principal. If the CD is fully or partially redeemed prior to original maturity date, a prepayment
    penalty equivalent to 180 days interest may be applied. Offers may be withdrawn or modified without prior notice and rates are subject to change. Fees could reduce earnings. See a Bank representative for complete terms and conditions.

 

What is a CD?



 

CD

 

Put your money in a CD for a fixed time period with a fixed interest rate. When your term is up, you’ll get your deposit back plus interest. CDs are insured by the FDIC up to $250,000 per individual.

Jumbo CD

 

A jumbo CD is a certificate of deposit (CD) with a minimum deposit of $100,000.These are considered low-risk, stable investments for large investors. Jumbo CDs typically pay interest at a higher rate than lower denomination CDs.

Step-Up CD

 

Step up your savings today with a CD that allows you to request a rate bump when you see rates are high. 



 

What you can expect from a Valley CD 



 

Prepare for the future

Whether it's for an education, a dream vacation or your first home, a Valley CD can help you save for any life event.

Low market risk

Competive CD rates that are among the best in the region.

Predictable returns

With our competitive pre-determined rates, you’ll  know what to expect from your CD.

 

We have you protected

Rest easy knowing every Valley CD deposit is FDIC-insured up to the allowable limits.

Choose what works for you

Interest is paid out based on your terms; whether its daily, monthly, quarterly or at maturirty depending on the product.

Alternative saving option

CDs earn steady interest often at a higher rate than most regular savings accounts. 



 
 

Saving on your terms


Not everyone has to be on a 5 year savings plan. Choose the level of commitment that’s right for you.

No interest will be paid during the grace period if account is closed.  Early withdrawal penalties may be imposed and the fee could reduce principal.


 

Questions? We have answers.

At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 from 6 AM to 11 PM ET to talk to one of our knowledgeable professionals about your banking relationship at Valley.

At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 from 6 AM to 11 PM ET to talk to one of our knowledgeable professionals about your banking relationship at Valley.