3.50% APY

   
   

19-Month CD

    
  • 3.50% APY

  • 19-month fixed term

  • Fund your account up to $500,000 online and up to $1,000,000 in branch.

  • See more details


   
    
   
 
 
 
           

4.60% APY

   
   

36-Month Variable Rate CD

    
  • 4.60% APY

  • 36-month variable rate CD

  • Fund your account up to $500,000 online or in a branch.

  • See more details


   
Open an Account
    
   


 
           

2.25% APY

   
   

15-Month CD

    
  • 2.25% APY

  • 15-month fixed term

  • Fund your account up to $500,000 online and up to $1,000,000 in branch.

  • See more details


   
Open an Account
    
   


 
           

2.00% APY

   
   

25-Month CD

    
  • 2.00% APY

  • 25-month fixed term

  • Fund your account up to $500,000 online and up to $1,000,000 in branch.

  • See more details


   
Open an Account
    
   


 
          

The annual percentage yield is accurate as of 1/28/2023. Rates subject to change after the account is opened. $500 minimum balance required to obtain the advertised annual percentage yield. Early withdrawal penalties may be imposed and fees could reduce earnings and/or principal. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.  

   
   

   

Valley's CD rates and options

    
  
 

Term

Annual Percentage Yield (APY)

 

91-day

0.02%

Open Now

9 months

0.04%

Open Now

15 months

2.25%

Open Now

18 months 

0.05%

Open Now

19 months

3.50%

Open Now

25 months

2.00%

Open Now

36 months variable

4.60%

Open Now

     

See a Bank Representative at your local branch for CD offerings up to 60 months      

   
   
    

What to know about Valley CDs

   
  • You can open a CD with just $500.

  • If you're opening a CD online, you can deposit up to $500,000 into your account.

  • If you'd like to fund your CD with more than $500,000 please visit a branch to open your account.

  • FDIC insured up to $250,000 per depositor, for each account ownership category.

  • You can withdraw money before the term is up, but may have to pay a early withdrawal fee.




What to know about Valley CDs



   


 

What is a CD?


 
 
CD
             
  

CD

  

Put your money in a in a fixed or variable rate CD. When your term is up, you’ll get your deposit back plus interest. FDIC insured up to $250,000 per depositor, for each account ownership category.


 
Jumbo CD
             
  

Jumbo CD

    

A jumbo CD is a certificate of deposit (CD) with a minimum deposit of $100,000. These are considered low-risk, stable investments for large investors. Jumbo CDs typically pay interest at a higher rate than lower denomination CDs.


 
Step-Up CD
             
    

Step-Up CD

     

Step up your savings today with a CD that allows you to request a rate bump when you see rates are high.

 

      
  
     
 


  

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