91-Day CD - 0.05% APY
91-Day CD

91-Day CD - 0.05% APY

With our 91-Day CD, you'll have peace of mind knowing your money is safe and secure. Open an account online today.

   

Valley's CD rates and options

    
  
 

 

Interest Rate

Annual Percentage Yield

Minimum Balance

91-day

0.05%

0.05%

$500

12 months

0.05%

0.05%

$500

18 months floating

0.35%

0.35%

$500

24 months

0.15%

0.15%

$500

36 months

0.20%

0.20%

$500

48 months

0.30%

0.30%

$500

60 months

0.35%

0.35%

$500

     

Rates Subject to Change. No interest will be paid during the grace period if account is closed. Early withdrawal penalties may be imposed and the fee could reduce principal.

      
   
 


 
What is a CD?

 
 
CD
     

Put your money in a CD for a fixed time period with a fixed interest rate. When your term is up, you’ll get your deposit back plus interest. CDs are insured by the FDIC up to $250,000 per account relationship, per depositor for each account ownership category.


 
Jumbo CD
    

A jumbo CD is a certificate of deposit (CD) with a minimum deposit of $100,000. These are considered low-risk, stable investments for large investors. Jumbo CDs typically pay interest at a higher rate than lower denomination CDs.


 
Step-Up CD
     

Step up your savings today with a CD that allows you to request a rate bump when you see rates are high.


 

 
 
   

What you can expect from a Valley CD

  • Prepare for the future

    Whether it's for an education, a dream vacation or your first home, a Valley CD can help you save for any life event.

  • Alternative savings option

    CDs earn steady interest often at a higher rate than most regular savings accounts. 

  • Choose what works for you

    Interest is paid out based on your terms; Interest is compounded daily and paid monthly, quarterly, semi-annually, annually and at maturity.

  • We have you protected

    Rest easy knowing every Valley CD deposit is FDIC-insured up to the allowable limits.

  • Predictable returns

    With our competitive pre-determined rates, you’ll  know what to expect from your CD.

  • Low market risk

    Competitive CD rates that are among the best in the region.


    

Tips, guides and insights

Questions? We have answers.

At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 to talk to one of our knowledgeable professionals about your banking relationship at Valley.

At Valley, we take pride in our exceptional and friendly customer service. We are staffed with a team that is knowledgeable, experienced and dedicated to the needs of our customers. Simply call 800-522-4100 to talk to one of our knowledgeable professionals about your banking relationship at Valley.