Joy has 24 years of residential mortgage service ranging from processing, sales and management. Her business has been built on education and informing her clients of the many financing options available, allowing them to choose the best fit. Her focus on education extends to her personally. She is well versed in a myriad of products which allows her to confidently guide and assist First Time Home buyers, as well as, those who are well versed in the finance market. Her goal is to provide outstanding service through clear concise communication of the mortgage process and assist her clients achieve their financial goals through product options. Whether it is your first home or your 10th, you can count on her to look out for your best interest.