You have questions? Our Home Loan Consultants have answers and are happy to help in a way that is most convenient for you. 
 
Please scroll dow to speak to one of our National Home Loan Consultants, scroll down or call 1-800-CALL-VLY. To speak with a Local Home Loan Consultant who is an expert in the specific region in which you are looking. 

To begin an application Click Here to Create an Account and Apply.  If you prefer, you can also email us at info@vnbmortgage.com for a fast response. 

hidden text to fill headerNational Home Loan Consultants

  • Home Loan Consultants Available by Telephone During Business Hours

    Meet the Team

    Ana El-Zind headshot

    Ana El-Zind

    Mortgage Consultant

    Bob Drake headshot

    Bob Drake

    Sr. Mortgage Consultant

    Chris Evelina headshot

    Chris Evelina

    Mortgage Consultant

    Christine Hamilton-Thomas headshot

    Christine Hamilton-Thomas

    Mortgage Consultant

    Dave Todd headshot

    Dave Todd

    Loan Production Manager

    Gregory Avallone headshot

    Gregory Avallone

    Mortgage Consultant

    Jim Deer headshot

    Jim Deer

    Sales Manager

    Jo Ann Pechinsky headshot

    Jo Ann Pechinsky

    Mortgage Consultant

    Judy Politano headshot

    Judy Politano

    Mortgage Consultant

    Kelly Munster headshot

    Kelly Munster

    Mortgage Consultant

    Kurt Whitney headshot

    Kurt Whitney

    Mortgage Consultant

    Linda Martone headshot

    Linda Martone

    Senior Mortgage Consultant

    Marilyn Iovino headshot

    Marilyn Iovino

    Sr. Mortgage Consultant

    Mario Di Masi headshot

    Mario Di Masi

    Mortgage Consultant

    Mark McAfee headshot

    Mark McAfee

    Loan Production Manager

    Mary Pazmino headshot

    Mary Pazmino

    Home Loan Consultant

    Michael DiCandia headshot

    Michael DiCandia

    Home Loan Consultant

    Stefanie Rushnock headshot

    Stefanie Rushnock

    Mortgage Consultant

    Tom Boyle headshot

    Tom Boyle

    Mortgage Consultant

    Vic Babington headshot

    Vic Babington

    Mortgage Consultant

    Since 2004 I have helped many people achieve their dreams of home ownership. My experience in mortgage and  market conditions  allows me to provide my customers with excellent counsel and service.

    Whether you are a first time home buyer, looking to refinance to possibly save some money, or looking for a home equity line to finance some home renovations,  I am here to help you.

     

    Hablo espanol

     

    Hobbies:                                            Traveling

    Favorite movie:                                The Pursuit of Happyness

    Click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    With 19 years of mortgage experience at Valley National Bank, I have enjoyed helping thousands of clients with their mortgage needs.
     
    Perhaps you need a mortgage to purchase that special home.  Or maybe you would like to save money by refinancing your current mortgage.  You may even desire a Fixed Home Equity Loan or Line of Credit to pay off some debts or go on that vacation you always wanted.
     
    Whatever your mortgage needs may be, I would be happy to talk with you and help you select the right mortgage product. 
     
    Hobbies:                                   Biking & Hiking
    Favorite Part of NJ:                  Culver Lake, Sussex County
    Favorite Sport:                         Tennis

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    I have worked in the mortgage industry in various positions since 2006.  This has given me an with appreciation and understanding of the many phases of home financing.  My knowledge, customer service background, passion for the industry, and attention to detail have been appreciated by my clients throughout the years.
     
    Home financing is one of the largest and most important financial decisions that a family makes and I am ready to support you through this process.  Our relationship does not stop at closing. I will always be there to help you with any home financing issues ranging from refinance to your next home purchase.
     
    Hometown:                        Elmwood Park
    Favorite Movie:                 Johnny Dangerously
    Favorite Sport:                  Basketball

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

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    I have lived and worked in the Long Island and New York Metropolitan area for over 24 years.  I love working in these areas because it is close to home and the people in these communities are extremely diverse.
     
    Diversity of people and their situations keeps the job that I already love interesting.  I am a people person and receive an enormous amount of gratification from helping someone achieve their dream of homeownership; or financing their home to become economically stable.  Whether you are a first- time homebuyer or a seasoned borrower, I take pride in finding the right program to fit your needs.
     
    My goal is to become your “Trusted Advisor” through all phases of the home financing process.  Starting from prequalification straight through closing, my excellent customer service skills will guide you through effortlessly!
     
    Favorite Hobby:           Reading and Spending Time with Family

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    I have worked in the Central Jersey area for my entire career.  I have lived in three towns at the Jersey shore over my lifetime all within a 10-mile radius and never more than 4 miles away from the beautiful Atlantic Ocean. 

    I'm a numbers guy. I love to compare interest rates, down payment options and terms to help you see the benefits in each program Valley offers. My expertise will benefit you as we survey the wide selection of mortgage and home equity products available to you.

    I have a Bachelor's Degree in Business Administration from Monmouth University and an Associate’s Degree from Mercer County Community College in Flight Technology. I am a licensed Commercial Pilot with an Instrument and Flight Instructor Rating.

    Favorite books:           Non-fiction adventure and audio books
    Favorite Music:           Easy Listening and of course The Beatles
    Favorite Movies:         Romantic comedies and historical movies.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    14 years of experience in residential mortgage lending. Bachelor's Degree in Business Management from Johnson and Wales University.

    My goal is to deliver exceptional service to our valued customers each and every day.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    With 20 years’ experience as a Residential Mortgage Professional in the New Jersey/New York area, all with Valley National Bank, I embrace the task of guiding and advising my clients through the mortgage process. Whether it is for a purchase or refinance, my goal is for you to feel comfortable and confident that you made the right choice in selecting Valley as your mortgage lender.
     
    I was born and raised in the Pittsburgh area, where I attended the University of Pittsburgh after serving in the United States Airforce,  Over the years, my family and I have lived in 5 different states where we purchased homes and secured mortgages so I understand the stress that you may experience and I will do my best to take care of you .
     
    Favorite Sports Team:                Pittsburgh Steelers
    Favorite Movie:                           Top Gun
    Favorite Things to do:                 Hanging with my family

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

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    Back in the 90’s, I started my career as a Mortgage Consultant in Monmouth County NJ. Since then, this business has taken me to many areas with various companies.  However, through the years my goal has always remained the same -- to help my clients choose the mortgage program that best meets their needs and to provide them with exceptional service.

    I know there can be stress involved and that is why my team and I work extra hard to provide you with a smooth transaction that closes according to schedule.  You need to focus on other things such as packing up and moving in.   I look forward to hearing from you and helping you also to have a memorable mortgage financing experience.

    Hobbies:                               Gardening, Walking the Boardwalk
    Favorite Music:                      Jazz
    Favorite thing about NJ:      The Beaches

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    I have experience in residential real estate sales and mortgage originations. My area of expertise is Nassau County, Long Island, where I also reside.

    Having been on both sides of a real estate transaction has given me a unique perspective on the financing needs of homebuyers. I will help you to determine if a home purchase or refinance makes sense for you.

    I am committed to providing you with sound guidance from the time of application through closing.

    Hometown:                              Nassau County
    Favorite Book:                         Open by Andre Agassi
    Favorite Sport:                        Tennis

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    I’ve been working in the NJ area since the start of my career and I find it exciting to help others purchase their new homes.  I also specialize in restructuring debt with refinancing and/or Home Equity Loans or Lines of Credit. I find it especially rewarding to help others save money.

    I would love the opportunity to assist you in whatever your home financing needs may be.  Please call me.  I’m here to help.

    Hometown:              Midland Park, NJ
    Hobbies:                  Hiking , Biking  Travel and My Persian cat
    Favorite Music:       Jazz

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    There are many factors to consider when getting a home loan or home equity loan; interest rates are only one element of the complete package. As your mortgage consultant, I will help you consider all your options, so you can concentrate on making the best decision for your needs.   

    Before coming to Valley National Bank, I worked at ADP as an Operations Analyst for their relocation department and before ADP, I worked at Weichert Relocation for their Finance Departments.  Both of these positions have given me unique perspective on the homebuying process beyond just the mortgage side.

    I would love to share these insights with you as I help you choose the right mortgage.


    Hometown:                                      Emerson, NJ
    Favorite Movie:                                Rudy
    Favorite Restaurant:                        Del Frisco’s Steak House
    Favorite Book:                                 Count of Monte Cristo

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Throughout my 25 years in the mortgage business I have worked in originations, processing, underwriting and closing.   Although my experience has helped me to understand all aspects of mortgage lending  I have found the most helpful experience has been listening to my customers. 
     
    I especially enjoy working with first time home buyers and I share their excitement as they move forward in the home buying process to the day when they actually take ownership of their home.
     
    I would be delighted to assist you in finding the right loan program that gets you in the home of your dreams.
     
    Hometown:                  Monmouth County
    Hobbies:                      Music and Dancing
    Favorite Movie:           The Notebook
    Favorite TV show:       Dancing with The Stars

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    With 20 years of mortgage experience – 18 of them here at Valley – I have a unique understanding of the local market and of our customers. If you are looking for a new purchase loan, I can tell you that there are more alternatives than you may have thought possible.  I can walk you through them in a logical manner based on your situation.
     
    Alternatively, if you are interested in exploring a refinance as a way of possibly saving money on your current mortgage or perhaps a home equity line to finance renovation for your home,  I can help you evaluate your options there as well. I look forward to helping you.
                                                                                                                                          
    Hometown:                                        Morris County
    Alma Mater:                                       Kaplan School for Real Estate
    Favorite TV Show:                            This is Us
    Favorite Movie:                                 It’s A Wonderful Life

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    15 years of experience in residential mortgage Bachelor Degree from New Jersey Institute of Technology. I will guide you through every step of the mortgage process.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    A mortgage professional with over 30 years of experience in New York markets, I am  a trusted advisor providing expert guidance to First Time Homebuyers as well as sophisticated Real Estate Investors and High Net Worth Clients.

    There is as much diversity in New York housing as there is in the people who live here.  Knowing the market and having the solutions to match is critical.  It’s all about getting the home you want and the best mortgage to make it happen.  Removing uncertainty in the process is one of my primary goals for you. If you are looking for a way to improve your home or your financial well-being, I can provide the thoughtful and cost-effective solutions you need.    

    Birthplace:                     Chicago
    Alma Mater:                   University of Arizona, Tucson  
    Hobbies:                        Avid golfer, runner and traveler
    Favorite book:               The Adventures of Huckleberry Finn  
    Favorite TV shows:       The Honeymooners, Ray Donovan 

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    During my 20 years of mortgage experience, I have experienced many changes in the industry but have never wavered from my belief that educating and guiding my client throughout the entire home loan financing process is key to a successful home buying experience. 

    My expertise includes First Time Buyers loans, Home Equity Loans and Lines of Credit, Fixed & Adjustable Rate Loans, Investment Properties and FHA loans.

    My greatest accomplishment is having loyal clients that have been with me since the beginning of my career. If you are ready to start an application process, please call me and I will guide you through processing to closing.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Purchasing a home is overwhelming and requires hard work. I make it my mission to have the process go as smoothly for my customers as possible.  I will guide you through the mortgage process with an end goal of getting you into the home you have chosen as effortlessly as possible.

    Along the way, I will work to educate you about  the best mortgage options that Valley has to offer. Let us work together to start forming a relationship that can last a lifetime.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    With over 15 years of mortgage lending experience, I know what is required to meet today's qualifying standards. My expertise lies in the retail mortgage lending industry and I have the in-depth knowledge to guide you through the mortgage procurement process. Our number one priority is customer satisfaction and we strive to make your dream of home ownership a possibility. Obtaining a mortgage loan is one of the most significant decisions you will make. Whether you are purchasing a home or simply refinancing an existing mortgage; whether you are a first time homebuyer or a seasoned home owner, I am here to insure that you are getting the best possible financing options available to you.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    10 years of residential mortgage experience with a  Bachelor's Degree from Quinnipiac University

    My goal is to simplify the mortgage process and help you meet your financial needs.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    I started my banking career in 1986 at one of our Fort Lee branches.  Shortly thereafter, I moved to our Commercial Loan Department.  I began working in mortgages in 1992 where I have been involved with all aspects of the process from taking the application to processing, to approving and closing the loan.

     

    My business comes primarily from business partners, and past customers and their friends.

     

    Please call me so that you and I can develop a thoughtful plan of action that best suits your needs.

     

    Education:               Syracuse University - BS.  Fairleigh Dickinson - MBA

    Hobbies:                  5K races,  Family and My Australian Shepherd Husky

    Favorite movies:    McFarland USA and It’s a Wonderful Life

    Favorite book:        Titan:  The Life of John D Rockefeller, Sr

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options
    ×

hidden text to fill headerNew Jersey / Pennsylvania Home Loan Consultants

  • Essex, Union, Morris, Somerset

    Meet the Team

    Lisa Marie Haydon headshot

    Lisa Marie Haydon

    Home Loan Consultant

    Robert Nardone headshot

    Robert Nardone

    Mortgage Branch Manager

    Over the past 20 years, I have acquired a great deal of experience in the mortgage banking field, while providing over $500 million dollars in loans  to assist my clients with their dreams of homeownership. Much of this has been in the form of  new home construction loans and renovation loans.

    My business is based on referrals. My customers enjoy the personal mortgage experience I provide, especially in a world of internet, texts and emails. My honesty and sincerity is known throughout the mortgage industry and that is the main reason why my customers continue to trust me to assist them with their financial needs. 

    I take pride in knowing that I have helped turn my customers dreams into a reality. 
     
    Hometown :                          Jefferson Township 
    Hobbies :                              Learning about Red Wines
    Favorite Activity                    Functional Fitness Exercise
    Favorite Movie Series:         Game of Thrones and Outlander

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    I am a lifelong NJ resident who takes special pride in helping my fellow New Jerseyans realize their dreams of home ownership.  Over the years, I have seen much change in the neighborhoods and the mortgage industry, but one fact remains – you have to treat people with care and understanding, especially when they are dealing with such a big decision as buying a home.
     
    As a law school graduate, I bring unique insights to the table as I help you evaluate your numerous mortgage options. So, whether you are a first-time homebuyer or an experienced homeowner looking to trade up to a larger space or buy a vacation property, I look forward to providing you with the financing solution that is right for you and your family.
     
    Hometown:                                       Chatham, NJ
    Favorite Restaurant:                         Café Azzurro in Pepack
    Favorite Movie:                                The Shawshank Redemption
    Favorite Sports:                                Basketball and Paddle Tennis

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options
    ×
  • Passaic, Bergen, Sussex, Hudson

    Meet the Team

    Adriana Edelman headshot

    Adriana Edelman

    Home Loan Consultant

    Alphonse Danubio headshot

    Alphonse Danubio

    Home Loan Consultant

    Bill Westdyk headshot

    Bill Westdyk

    Mortgage Branch Manager

    Cassandra Campbell headshot

    Cassandra Campbell

    Senior Home Loan Consultant

    Dave DeBonis headshot

    Dave DeBonis

    Home Loan Consultant

    Dave Sadek headshot

    Dave Sadek

    Home Loan Consultant

    Dino Callegari headshot

    Dino Callegari

    Mortgage Sales Manager

    Dominick Pisciotto headshot

    Dominick Pisciotto

    Home Loan Consultant

    Jason Balaban headshot

    Jason Balaban

    Home Loan Consultant

    John Nelson, Jr.   headshot

    John Nelson, Jr.

    Mortgage Sales Manager

    John Minicozzi headshot

    John Minicozzi

    Home Loan Consultant

    Kristen Potere headshot

    Kristen Potere

    Home Loan Consultant

    Mike Henriques headshot

    Mike Henriques

    Home Loan Consultant

    Mike Pascucci headshot

    Mike Pascucci

    Mortgage Branch Sales Manager

    Pat Butler  headshot

    Pat Butler

    Home Loan Consultant

    Rachel Hobaugh headshot

    Rachel Hobaugh

    Home Loan Consultant

    Richard Bernabe headshot

    Richard Bernabe

    Home Loan Consultant

    I’ve been working in Northern and Central New Jersey since I began originating loans in 2011. I enjoy the diversity of the people that I help  ranging from first time homebuyers to investors. 

    I live in a historic neighborhood where the USDA program is most popular and I also work with many families who need to rely on FHA loans and Valley’s own Community Advantage loan program which offers an incredible opportunity to first time homebuyers who may not otherwise qualify.

    Hablo Español y me encantaria ayudarlo con sus necesidades hipotecarias.  

    Hometown:             Lafayette NJ
    Alma Mater   :         Rutgers University
    Hobbies:                 My 3 children and their many sports

    Click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Since 2006, through the many changes of the real estate market, I have remained committed to providing the highest level of customer service by offering honest and ethical solutions to meet the financial needs of my clients and their families. Whether you are buying your first home or you are an experienced homeowner, I will customize your mortgage process to ensure a positive and rewarding experience. I look forward to helping you achieve your goals!

    Click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    With 25 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you!

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    With 15+ years of providing Residential Mortgages in Morris County, I am extremely dedicated to providing superior customer service and the best loan options for my customers.  

    I happily call Morris County and I . love the area of Parsippany, particularly for the wonderful diversity in this community. I especially love Downtown Morristown with its Manhattan-like ambiance. It has great shopping, restaurants and theaters without the NYC Commute.

    In addition to loving the area, I love helping newcomers settle in.  Please speak to me about the diversity of products that Valley has to offer. From First Time Homebuyer Programs to New Construction and Government-sponsored loans, I am confident you will be impressed by The Valley difference.

    Birthplace:              Jamaica
    Favorite Movie:      Pretty Woman
    Favoite Sport:        Football (Pittsburgh Steelers)

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information
     

    Learn about our mortgage options

    Nineteen years of mortgage lending experience has taught me the value of providing great customer service. Whether you are a first-time home buyer, relocating, purchasing a second home, buying an investment property or simply looking to refinance, I look forward to working with you!
     
    My areas of expertise include condominium and coop lending, first time home buyer and jumbo financing. And as a new construction specialist, I can help you whether you are buying from a builder or looking to self-finance your construction.
     
    As a Veteran I welcome the opportunity to serve Veterans and provide them with best loan options as well!
     

    Birthplace                                  Peterborough, NH              

    Favorite Movie                         Hunt for Red October

    Favorite Book                           Good to Great by Jim Collins

    Favorite Restaurant                 Water Club

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    For over 30 years, I’ve been working within the mortgage banking industry helping people reach their goals.
     
    By understanding what’s important to you, I can determine the loan program that best suits your needs.
     
    My experience and focus on putting customers first contribute to my high customer-satisfaction rating. This focus has helped me develop many long-term relationships with my business partners and past customers.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I look forward to answering  all your home loan questions and providing you with the guidance that will help you make the best decisions. With 30 years of mortgage experience, I have gained valuable insights that I’d love to share with you to help you avoid the pitfalls, while taking advantage of loan programs and interest rate opportunities.

    I have a deep understanding of self-employed borrowers and first-time buyers which has translated into “Top Originator” and “Customer Satisfaction” awards consistently. I am committed to providing professionalism, honesty and integrity.

    Hablo español.

    Hometown:                            Paterson, NJ
    Alma Mater:                           Drexel Univeristy
    Hobbies:                                  Sketching, Karaoke

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. As a Valley National Bank Mortgage Consultant, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals.

    Many loan officers can get you a loan. My mission is to get you the right loan.


    Hometown:                                         Morristown, NJ
    Alma Mater:                                        Saint John Fisher College
    Hobbies:                                             Fishing / Outdoor Activities           

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    I have been involved in real estate for 24 years and originating residential loans for almost 10 years.  I am extremely dedicated to my customers, offering superb service along with the right loan options for each one of them.

    I work closely with realtors, attorneys and accountants to make your purchase and refinance experience pleasant and efficient. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners.

    So, whether you are a first-time home buyer, purchasing a second home, acquiring your Dream Home or simply looking to refinance, I look forward to working with you!

    Alma Mater:                                  Ithaca College
    Favorite Book:                              Way of the Peacful Warrior
    Favorite Sport:                              Football
    Favorite TV Show:                        The Wire  

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    With over twenty plus years in the residential mortgage lending industry, partnering with the reputation, strength and experience of Valley National Bank uniquely positions me to provide you with a portfolio of mortgage products to meet your home financing needs here in northern New Jersey and beyond.
     

    Buying, building, renovating or refinancing, I can provide the information you’ll need to make the right product choice for you and your family.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I am proud to offer my  clients over 25 years of dedicated experience in the home finance industry.

    With a specialization in construction and home financing loans, moving to Valley has really added to the  breadth of products that I can offer to my clients who are looking to build or renovate.  I look forward to sharing them with you.

    With me, it's all about building, and that includes building meaningful relationships with prospects and clients.  I look forward to helping you achieve your home-related goals.

    Alma Mater:                         William Paterson University
    Hobbies:                              Sawmilling and Woodworking
    Favorite Movie:                    Second Hand Lions
    Favorite Sport:                     Baseball

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    Coming from a family with over 30 years in the mortgage business, I am thrilled to be working at Valley.

    Valley has  over 90 years of helping customers succeed and a wider variety of products than most other banks. At Valley,I am well-positioned to help my clients make the right mortgage choice, no matter their particular situation.  And with Valley's commitment to a smooth process, I look forward to providing you with both superior service and financial choices.  

    Alma Mater:            Marist College 
    Hobbies:                 Cooking and Reading
    Cats or Dogs?:       Love them both, but Dogs

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information. 
     

    Learn about our mortgage options

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    A mortgage is the biggest investment one will make in their lifetime. I've been handling mortgages for over 15 years and understand how important each transaction is. Customer service and understanding your needs are the most important parts of this process, which is where I excel. I look forward to working with you and helping with your home-buying needs!

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Mortgage lending veteran. Experience has taught me the value of a simplified application process. From home purchase transactions to refinances, my priority is to provide unmatched customer service from the time of application to the closing.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Hometown:                       Wayne, NJ
    Alma Mater:                      Western New England University
    Hobbies:                            Golf, Softball, Camping
    Favotie Sport:                    Baseball    


     

    Learn about our mortgage options

    I was born and raised in NJ, which has provided me with an intimate knowledge of the state and the surrounding areas. Combined with 13 plus years in the mortgage business, I am able to help my clients in many aspecsts of their home buying process.

    Working with Valley is very special for me.  The choice of mortgage products offered here and Valley's  commitment to a smooth process makes it easier for me to take care of my customers in a manner they deserve.

    Hobbies:                            Softball, Traveling
    Favorite Book:                   The Good Earth
    Favorite TV Show:             American Horror Story 

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I have 20 years of mortgage experience focused on first-time homebuyers, jumbo financing, low to moderate income, FHA, and VA. In fact I am a proud veteran having served the United States Army. To this day I still use my military experience as the foundation of my core values of strong work ethic, teamwork, and working tirelessly until the job is done. All of these benefit my clients.

    Integrity is the cornerstone of my business. I believe a mortgage should be building relationships. As your Senior Home Loan Consultant, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals.

    Hometown:                            Norwood, NJ
    Hobbies:                                Jogging and biking
    Favorite Recent Movie:      The Greatest Showman (awesome music)
    Favorite Food:                      Nothing beats mom's home cooking

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information. 





     

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  • Southern Counties, Shore Communities, Pennsylvania

    Meet the Team

    Brett  Darchuk headshot

    Brett Darchuk

    Home Loan Consultant

    Joe Palermo headshot

    Joe Palermo

    Home Loan Consultant

    Julie Mealo headshot

    Julie Mealo

    Sr. Home Loan Consultant

    Kathy  Griffin headshot

    Kathy Griffin

    Mortgage Branch Manager

    Rick Butera headshot

    Rick Butera

    Home Loan Consultant

    Helping clients achieve the dream of home ownership has been my passion for 15 years. Working with real estate professionals, financial planners, builders and accountants as well as past client referrals, I continually help borrowers throughout the process of structuring a tailor fit mortgage solution for their specific needs. I look forward to assisting you in the future.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Recognized by his peers as an industry leader, Joe Palermo is a seasoned mortgage banking professional who has won numerous top producer awards over the past decade. He has extensive experience in handling large development projects spanning from Philadelphia and the Southern New Jersey shore all the way through Manhattan. He is committed to delivering superior customer service and working tirelessly to close the deal.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    With over 25 years in the mortgage lending industry specializing in vacation homes, I can offer years of experience built over thousands of successful closings and rewarding relationships with past clients and referral partners. I have extensive experience in second home and investment property financing, condominiums, jumbo mortgages, and 1031 exchange financing. Working and living at the Jersey Shore for so many years has given me a unique understanding of the local real estate market and in combination with Valley National Bank's local decision making, portfolio underwriting, and in-house processing of your mortgage i can provide personal expert service. I look forward to making your experience a rewarding one.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    With over 20 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with the best loan options for my customers. I pride myself on consistently receiving referrals from past customers as well as my referral partners. So whether you are looking to purchase your first home a second home or simply looking to refinance, I look forward to making your experience a rewarding one.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    Great Things Happen When The Valley Meets The Shore.

    I am excited to be a part of this outstanding organization. I am impressed by Valley's dedication to home lending and their commitment to providing a wide variety of financing alternatives at competitive rates. They have put me in a position to do more for my clients than ever before.  At the end of the day, that's all I really care about.

    I am proud to be representing Valley and continuing my tradition of serving the shore community that I love.

    Hobbies:                                         Theatre, Walks on the Beach
    Favorite Movie:                              The Godfather
    Favorite TV Show:                         Seinfeld and M*A*S*H
    Favorite Sport:                               Football.  GO GIANTS !

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

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hidden text to fill headerNew York / Connecticut Home Loan Consultants

  • New York City

    Meet the Team

    Julie Teitel headshot

    Julie Teitel

    Home Loan Consultant

    Malek Rezig headshot

    Malek Rezig

    Mortgage Branch Manager

    I have over 25 years’ experience in originating Residential mortgages , specializing in Jumbo, Coop and Condo mortgages.

    Because of the dedicated service I offer, I have been able to build a large client and referral base that covers New York, New Jersey, Connecticut, Maryland, Virginia, and Washington D.C.

    Realtors know me for getting deals done quickly and effectively. And my clients appreciate the fact that I take time with each one of them, educating them and making sure their mortgages are handled with the same care and commitment that I would offer my own family.

    Hometown:                                       Potomac, Maryland
    Alma Mater:                                      Tulane University
    Hobbies / Interests::                          Horses, Yoga, Animal Rescue

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I have over 20 years of Residential Mortgage experience covering Queens and NY City.  I love the diversity of our city and find special pleasure in helping first time homebuyers move into their homes.
     
    Everyone has a unique situation.  I would like to hear yours so I can best help you find the right financing.
     
    Hometown:                     Manalapan NJ
    Alma Mater:                    Hofstra University
    Favorite Sport:                Soccer
    Hobbies:                         Coaching Youth Sports

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

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  • Queens

    Meet the Team

    Carlos Morales headshot

    Carlos Morales

    Home Loan Consultant

    Felix De La Cruz headshot

    Felix De La Cruz

    Home Loan Consultant

    Maria Gamboa headshot

    Maria Gamboa

    Home Loan Consultant

    After 30 years in the mortgage business, I have closed over 30 billion dollars in mortgage financing.  That translates to helping hundreds of families achieve their dreams of home ownership.  I especially value helping customers for a second or third time as they trade up, or better yet, helping their children buy their first homes.
     
    I am extremely dedicated to offering superb customer service along with well thought-out loan options for my customers. I pride myself on consistently receiving referrals from past customers, as well as recommendations from my referral partners. Whether you are a first-time home buyer, purchasing a second home or looking to save money through a refinance,  I look forward to working with you.
     
    Hometown:                        Forest Hills
    Hobbies:                            Dancing
    Favorite Restaurant:         The Park Side in Corona

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    With 22 years in the Mortgage Business, I take great pride in the number of families that I have helped find their first homes and grow into bigger homes. My repeat business is largely the result of the caring and concierge-like service that I offer to my customers.

    NY is a special place for me since I am a Queens native. Diverse people and diverse properties…co-ops, condo and the most beautiful homes. I work with all of them and now that I am with Valley, I have a wide array of mortgage options that I can share with you. Everyone’s situation is unique. I would like to learn more about yours so I can help put you and your family in the right home.
     
    Soy bilingüe y me siento igualmente cómodo hablando en inglés y español.
     
    Hobbies:                             Dancing, Coaching Youth Soccer
    Favorite Movie:                   Forest Gump
    Favorite Book:                    The Sinner
    Favorite TV Show:              Fixer Uppers and Insane Pools   

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    I am excited to live the dream every day – that dream being Affordable Home Ownership for my clients. My 25+ years in the business has provided me with valuable knowledge and experience in helping people across various income levels afford a home for their family.  Sharing people’s dreams and being able to guide them along the path, aided by a comprehensive set of product options makes every day worthwhile for me.
     
    Over the course of my career, I have helped families buy their first homes, second homes, vacation homes and even investment properties. It is a pleasure to see how my clients grow their families and move into new homes as their lives change.  I especially enjoy being able to help the grown children of my clients as they buy their first homes.
     
    My motto is simple: “Always do right by the customer.” That means superior advice, excellent service throughout the application process and making sure their mortgage remains a good fit for as long as they live in their home.  I look forward to sharing in your dreams as well..   

    Alma Mater:                       University of the Philippines
    Hobbies:                             Line Dancing and Photography
    Favorite Movie:                  The Sound of Music
    Favorite TV Show:             Madame Secretary

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

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  • Hudson Valley / Connecticut

    Meet the Team

    Bill Liebertz headshot

    Bill Liebertz

    Home Loan Consultant

    Keith Hamilton headshot

    Keith Hamilton

    Home Loan Consultant

    Mike Muldoon headshot

    Mike Muldoon

    Branch Sales Manager

    Nancy Hamilton headshot

    Nancy Hamilton

    Home Loan Consultant

    Robert Dominguez headshot

    Robert Dominguez

    Home Loan Consultant

    Serina M. Lo Re headshot

    Serina M. Lo Re

    Home Loan Consultant

    Summer  Mangels headshot

    Summer Mangels

    Home Loan Consultant

    Susan Lyke Cooper headshot

    Susan Lyke Cooper

    Home Loan Consultant

    As a dedicated and experienced home loan professional, client education and communication are my principal objectives. I will guide you through the mortgage process and seek the absolute best solution to make your dream of home ownership, a reality.
     
    My ability to analyze, communicate and configure the best solution to your mortgage needs will put you at ease and make buying or refinancing your home, a very satisfying and stress-free process.
     
    I pride myself on honesty, integrity and accessibility. Please feel free to contact me at any time, with any questions you may have. I look forward to having you join my list of satisfied home owners.
     
    Hometown:                             Hudson Valley
    Favorite Sport:                        Hockey
    Hobbies:                                  Billiards, Reading

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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    I am a "Certified Mortgage Planning specialist" dedicated to making your dream of home ownership a reality. My clients appreciate my ability to listen, analyze and communicate the best solution for their particular situation.

    Together, with the backing of a highly skilled processing staff, I strive to deliver a consistently smooth borrowing experience. With 16+ years of experience structuring thousands of
    transactions, I want you to know that I will stop at nothing to assure you join my group of satisfied homeowners.

    Among the many mortgage programs I specialize in are low down payment programs, FHA, VA, USDA, Construction and Renovation, self-employed and first-time homebuyers

    Hometown:                 Newburgh, NY
    Interests:                    Golf & Travel
    Favorite Movies:        Good Will Hunting, Titanic

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    For the past 20 years I have have helped new and experienced homebuyers with what is typically the most important financial decision of their lives.

    My style has been described as “The Educator.” I ask specific questions when I first speak with a client so I have a full understanding of their situation and unique needs. This allows me to fully educate them on their financing options so they’re prepared to make an informed decision that is best for them.

    Tailored loan solutions and exceptional service from Prequalification through Loan Closing is what I’m all about. I look forward to the opportunity to speak with you and help in any way I can.

    Hometown:                        Syracuse, NY
    Alma mater:                       SUNY at Fredonia
    Hobbies:                            Camping, golfing, movies with my family
    Favorite Movie:                  Forrest Gump

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Over the past 20 years, I have worked diligently to make home ownership a reality for thousands of families in the Hudson Valley.  I pride myself on exceptional customer service and smooth transactions – a fact that is not overlooked by top producing realtors in the area who regularly refer me to their customers.

    Please reach out to me with any questions you may have.  The mortgage process can be daunting at first.  I will do my very best to make it a smooth and stress-free experience for you.

    Hometown:                    Johnstown, PA
    Favorite book:                Raving Fans 
    Favorite movie:              August Rush
    Favorite TV Show:         NCIS
    Favorite Treasures:        My 5 children and 1 grandchild

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    As a mortgage professional, my principal role is to educate my customers while guiding them through the home buying process. I have twelve years of experience in the Construction & Property Management field and close to twenty years as a Home Loan Consultant. In my experience, I’ve learned that every situation is unique and requires a creative solution to achieve your financial goal.
     
    In a market filled with foreclosures, ‘fixer uppers’, and short sales, I will use my expertise to provide a smooth, stress-free experience for everybody, from a first-time homebuyer to the most seasoned investor. I pride myself on my honesty, integrity, and accessibility- so please feel free to contact me at any time to begin the process.
      
    Hometown:                Lower Hudson Valley
    Hobbies:                    Hiking, biking, music, NYC, and landscaping
    Favorite book(s):       Biographies, History, Anne Rice novels
    Languages:               I am bilingual in both English and Spanish

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I am very grateful for the opportunity to have served thousands of customers over the last 20 years and I look forward to serving thousands more – all with the same level of professionalism, personalized care and dedication to your dreams.

    Being at Valley is a perfect fit for both myself and my clients. Their extensive portfolio of products, pricing options and back-office service allows me to deliver the right mortgage and buying experience that my demanding clients have come to expect.

    I look forward to helping you finance your dreams.
     
    Hobbies:                                      Jet skiing
    Proudest Accomplishment:         High Peaks in New York State Adirondacks  
    Favorite Restaurant:                   Rocco's Tacos

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I have the wonderful opportunity of serving such a broad and diverse area!  I started my career in 2002, serving Long Island and the five boroughs.  While I continue to service those areas, I am now available to provide customized financing options to customers who reside in The Hudson Valley and Northern New Jersey!  Having happy customers is my top priority.  Whether you are looking to potentially save money with a refinance or are a first-time homebuyer who needs extra care, I’d love to get to know you. 

    Please contact me for a FREE home loan consultation or a pre-qualification.  I am always available to help!

    Hometown:                        Warwick, New York
    Alma Mater:                       Adelphi University, Garden City, New York
    Hobbies:                            Reading and traveling with my family
    Favorite Movie/Book:        The Hunger Games
    Favorite Food:                   Cheeseburgers

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    Having held a mortgage broker license in Florida and a real estate broker license in New York over the past 25 years,. I possess a broad knowledge of how to get my customers through what sometimes can be a very daunting process.  

    I have worked with people at all levels ranging from first time homebuyers to experienced investors.  Whether you are looking for a conventional mortgage or a specialty loan such as  FHA, VA or  Construction or even if  you would like to stay in your home and possibly save money through refinancing, I can guide you through the process.

    You find the the property and I’ll find the right program. Let's get you pre-qualified and on your way to your new home.

    Hometown:               Lockport, New York
    Hobbies:                   Organic Gardening
    Favorite sport :         Water Yoga 

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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  • Nassau

    Meet the Team

    Barbara Guerriere headshot

    Barbara Guerriere

    Residential Mortgage Sales Manager

    Cherylyn Hynes headshot

    Cherylyn Hynes

    Home Loan Consultant

    Christine Intrabartola headshot

    Christine Intrabartola

    Home Loan Consultant

    Gerry Acuna  headshot

    Gerry Acuna

    Home Loan Consultant

    Gosia Lengiewicz headshot

    Gosia Lengiewicz

    Home Loan Consultant

    James Garvey headshot

    James Garvey

    Home Loan Consultant

    Joe DeLuca headshot

    Joe DeLuca

    Home Loan Consultant

    Kennis Tong headshot

    Kennis Tong

    Home Loan Consultant

    Lorna Brodigan-Gusmano headshot

    Lorna Brodigan-Gusmano

    Home Loan Consultant

    I am a customer-focused mortgage professional with over 10 years of experience helping buyers successfully navigate the mortgage process.  The cornerstones of my business are :

    1)  a strong work ethic (thank you Mom and Dad)
    2)  a commitment to concierge-level customer service
    3)  educating my clients on their mortgage options so we can make the right decision together

    As Sy Sims used to say, "an educated consumer is our best customer."  I will do my very best to make sure you are the best.

    Alma Mater:                       SUNY at Buffalo
    Favorite Sport:                   Football
    Favorite Restaurant           La Nonna Bella in Garden City

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

     

    Learn about our mortgage options

    Cherylyn has over 29 years of residential lending experience. An extensive background in FHA, FNMA, and VA lending. She has specialized in Construction Lending for over 20 years. She has extensive experience working with self employed borrowers, Realtors and Builders. Cherylyn also has a background in Commercial lending and Real Estate.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    With 20 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on product knowledge and consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you!

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I have over 15 years of residential home mortgage experience covering Nassau, Suffolk, and the five boroughs.  I specialize in Conventional, FHA, VA, SONYMA, and Jumbo financing.

    My approach to home lending is to educate my client and set the proper expectations upfront so that they never feel lost or confused. Being transparent is the best approach.  I find great joy in helping all my clients attain their dream and goals of homeownership.  Allow me the opportunity to tailor fit a mortgage that best fits your needs and provide the concierge service you desire.
      

    Foreign Languages Spoken:      Spanish

    Hometown:                                  Merrick, NY

    Alma Mater:                                Stony Brook University

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

     

     

     

    Learn about our mortgage options

    I have been working in the Long Island Market since the start of my career over 17 years ago.  Meeting customers and discussing each of their unique situations provides me the framework to target your exact requirements. I can then work with you to choose the right financing from Valley’s broad array of mortgage products.

    My customers always come first. As evidenced by my high customer satisfaction rating and referrals and return business.  Developing a great rapport with my customers from the onset has helped me foster many long-term relationships with my past customers, business partners and future clients. 
     
    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    I’ve been in the business of financing real estate for over 15 years. I love both real estate and numbers – so after working in the office for a high end developer in Long Island, NY during college, the pursuit of mortgage banking seemed to be the perfect fit. 

    I specialize in Suffolk / Nassau county communities as well as the five boroughs.  My business is a healthy mix of jumbo properties, first time home buyers and government business. I reside in Melville, NY with my wife (Jen), our two children (Addie and Jack), and our two pups (Meadow and Charlie).  We are involved in the Half Hollow Hills school district and civic association.
     

    Hometown:                  E. Northport, NY

    Alma Mater:                SUNY at Farmingdale

    Hobbies:                      Woodworking, Cooking, Hiking, Traveling, 


    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

     

     

     

    Learn about our mortgage options

    Joe has over 29 years of experience in the residential mortgage industry. He has specialized in construction and renovation lending for the past 15 years and has worked extensively with developers and home builders.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I am dedicated to offering superb customer service along with all available options for my customers so they can make an informed choice. With my 24 years of experience in residential mortgage lending I pride myself on consistently receiving referrals from past customers as well as my referral partners. So, whether you are a first time home buyer, purchasing a second home, investor properties, or simply looking to refinance, I look forward to working with you. I also speak fluent Cantonese and Mandarin.

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

    Learn about our mortgage options

    I have over 20 years of mortgage industry experience.  My philosophy and strength is to provide world-class service to my clients and partners…making connections and helping customers achieve their home buying goals. 
     
    I am a Certified Mortgage Planning Specialist -- priding myself in doing what’s right for my clients.  My areas of expertise include residential lending, home equity solutions, and new home construction. I can service clients in the Tri State area and in Florida.
     
    I am an active advocate for Project ALS through my husband’s 501c3 charity: Guitar For A Cure -- www.guitarforacure.com
     
    Hometown:                             Merrick,  NY
    Alma Mater:                            Hofstra University
    Hobbies:                                 Yoga , English Bulldogs

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.

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  • Suffolk

    Meet the Team

    Angelo Piazza headshot

    Angelo Piazza

    Mortgage Sales Manager

    Patrick Marabella headshot

    Patrick Marabella

    Home Loan Consultant

    I am a 35 year veteran of the mortgage business and have worked my entire career in the New York and Florida markets where I have homes. I have worked with thousands of clients from first time homebuyers to those purchasing their ultimate dream home or vacation home. I have also assisted hundreds of borrowers in accumulating investment properties as part of their financial planning.

    I am extremely detailed, which helps ensure I find you the right loan and walk you through the process in the most efficient way possible. My career has been built on referrals from past clients and I value when clients think enough of me to recommend their family and close friends.
     
    Birthplace:                          Dobbs Ferry, NY
    Alma Mater:                       Virginia Commonwealth University
    Hobbies:                            Running, Being at the Beach

    Click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

    Learn about our mortgage options

    With close to 30 years in the mortgage business, I have successfully closed thousands of mortgage transactions.  The most important thing I have learned during this time is that each transaction is different.  Different families, different situations, different obstacles to overcome.  I use my experience to help each mortgage transaction be a successful one.
     
    I offer intimate knowledge and experience with first time homebuyers, jumbo mortgages, veteran’s loans, health care professionals and FHA and SONYMA programs.  You will never get anything off the shelf from me, though.  I will work with you and your other advisors to determine the best options for your home financing.

    Fax: 973- 807-3436

    To apply, click START APPLICATION below and CREATE AN ACCOUNT before filling out your information.
     

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  • Hamptons and North Fork

    Meet the Team

    Bob Vadala headshot

    Bob Vadala

    Home Loan Consultant

    Christine Curiale headshot

    Christine Curiale

    Mortgage Branch Manager