Why take out a working capital loan?

A business can't operate without the funds needed to buy inventory, hire staff, and market your business. With a working capital loan, you'll be able to use the funds for a wide array of purposes including: 

  • Purchasing inventory

  • Increasing inventory

  • Add marketing programs

  • Operating expenses

  • Hiring additional staff

  • Provide long term capital


                   
Get Started
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Does my business qualify for a loan?

To qualify for a SBA loan your business must:

  • Be a for-profit business that is officially registered and operates legally

  • Be physically located and operates in the United States or its territories 

  • Have a business owner who has invested their own time or money into the business 


 
 

Get started in just 3 simple steps 

  • Click "Get Started" below and tell us about your business 

  • Complete all form fields then click "Submit"

  • A Business Development Officer in your region will contact you within 24 hours


                    
 

 

SBA Lending Resource Center

SBA Loans - 3 Tips on Working with Your Banker
hidden text to fill headerBe more prepared

SBA Loans - 3 Tips on Working with Your Banker

By following a few simple tips, small businesses can become more prepared, making themselves more attractive to banks, and increasing their chances of getting approved for a SBA loan.

Valley Bank tops list of area SBA lenders
hidden text to fill headerSBA Lending

Valley Bank tops list of area SBA lenders

Valley Bank took its place at the top of a recent Small Business Administration list, leading the Tampa Bay area in lending dollar-volume rankings.

Want to learn more about our SBA Program?
hidden text to fill headerSBA Brochure

Want to learn more about our SBA Program?

As one of the largest regional banks in the country, Valley has the strength, capital and resources to support your small business.