How can an SBA loan help me refinance my debt?

 

A SBA debt refinance loan can improve your company's cash flow by consolidation existing debt on more favorable terms. 


                   

 
 

Refinancing your debt is perfect for your business if: 

 
  • The debt is currently on unreasonable terms

  • Refinancing the debt will significantly benefit your business

        
 
 

Does my business qualify for a loan?

 

To qualify for a SBA loan:

 
  • The debt must be a commercial loan and incurred at least two years prior to the refinancing application or have a balloon payment. 

  • All payments for the prior 12 months must be current.

  • The SBA loan must improve the borrower's cash flow



 

Get started in just 3 simple steps 

 

Check Mark Click "Get Started" below and tell us about your business 

 

Check Mark Complete all form fields then click "Submit"

 

Check Mark A Business Development Officer in your region will contact you within 24 hours



                    
 

SBA Lending Resource Center

SBA Loans - 3 Tips on Working with Your Banker
hidden text to fill headerBe more prepared

SBA Loans - 3 Tips on Working with Your Banker

By following a few simple tips, small businesses can become more prepared, making themselves more attractive to banks, and increasing their chances of getting approved for a SBA loan.

Valley Bank tops list of area SBA lenders
hidden text to fill headerSBA Lending

Valley Bank tops list of area SBA lenders

Valley Bank took its place at the top of a recent Small Business Administration list, leading the Tampa Bay area in lending dollar-volume rankings.

Want to learn more about our SBA Program?
hidden text to fill headerSBA Brochure

Want to learn more about our SBA Program?

As one of the largest regional banks in the country, Valley has the strength, capital and resources to support your small business.