What is an SBA 7(a) loan?

SBA 7(a) loans are commercial loans that are partially guaranteed by the Small Business Administration (SBA). The guarantee allows our bank to provide loans that might not fit conventional guidelines. The SBA has been in existence since 1953 and was formed to help America’s businesses flourish.


  • What is an SBA 7(a) Loan used for?
    • Construction, expansion, renovation of facilities
    • Purchase of land and building
    • Purchasing equipment, furniture, fixtures, or leasehold improvements
    • Permanent working capital
    • Refinance of existing debt
    • Business acquisitions
    • Or a combination of several uses
  • Who is eligible for an SBA 7(a) loan?
    Valley's SBA Division serves for-profit retail, wholesale, manufacturing, technology, and service companies, among others. We also provide the market with credit, treasury, and deposit products.
  • Is an SBA 7(a) loan right for my business?
    For many businesses, Valley's SBA 7(a) Program provides an excellent option to fund growth. We have the financial tools and solutions to help you run more efficiently, open or expand facilities, buy new equipment, enter new markets, and capitalize on the opportunities that come your way.


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SBA 7(a) Loans built for your needs
Find an SBA 7(a) loan tailored for your specific business needs.

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SBA Resource Center
SBA 7(a) Resource CenterLooking for more information on SBA 7(a) Loans? We've got you covered.




Need to speak to one of our SBA Loan Representatives?
Give us a call at 866-979-2265