What is an SBA 504 Loan?

Consider an SBA 504 Loan if you are looking to purchase owner-occupied real estate, build a new location, or purchase equipment. We offer financing for projects totaling up to $15 million dollars with low, long term, fixed rates.

  
  

SBA 504 Standard Loans

5.19% APR

25 – Year Term, Fixed Rate


   
     




 

  


   

Why choose SBA 504 Loans?

  


   

  
   

Long Term Fixed Rates

    

   
  

Lower Down Payments

    

   
  

Financed Closing Costs

    

  


   
   

Ready to get started?

Complete the form below or contact our Business Development Officer

 
  

John Cabula
Business Development Officer
P: 813-539-2460
E: jcebula@valley.com


 
  • Read bio
    John graduated from The University of Tampa’s Sykes College of Business with a BS in Finance. In 2014 he started his lending career arranging auto financing for over 100 dealerships in Florida and Metro NYC markets. In 2018 John transitioned into an underwriting position in an SBA division and transitioned a year later into an SBA Lending Specialist role. As a lender he assisted borrowers pre-qualify for SBA financing by quickly assessing cash flow and credit worthiness for loan structuring. In 2020, John served as an SBA Portfolio Administrator, directly managing all aspects of the Paycheck Protection Program. In 2021, John joined Valley as an SBA 504 Product Specialist. By utilizing the SBA 504 loan program, John is able to provide tailored lending solutions to business owners seeking financing to purchase commercial real estate and long-term machinery/equipment.
If you are looking to borrow less than $350,000, we would love to discuss setting you up with the best solution for your business. Please visit or call a Valley location near you: https://locations.valley.com/
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