Whatever your HOA, Condo or Co-op Association
needs – we have an account for you

HOA Checking

HOA Checking

Easily manage your association's operating funds with our HOA Checking Account.

  • Online and mobile banking

  • Integration options with most accounting software

  • No monthly maintenance charge when maintaining a $500 daily balance


HOA Money Market

HOA Money Market

Watch your HOA reserve fund grow with a competitive interest rate while still having easy access when
you need it.

  • Competitive tiered-interest-rates based on deposit amounts

  • No monthly maintenance charge when maintaining a $2,500 average daily balance


Cash Sweep

HOA Insured
Cash Sweep (ICS)*

Maximize the earning potential of your association reserve funds over $250,000 without losing FDIC insurance

  • Access multi-million-dollar FDIC insurance on money market funds

  • Valley is a local Money Market Sweep Network member

  • Earn a competitive interest rate in your funds




Earn a competitive rate of interest on your HOA reserve funds with a Certificate of Deposit Account Registry System (CDARS) CD, and get the peace of mind that comes with FDIC insurance.

  • Multi-million-dollar FDIC insurance coverage

  • You work directly with one bank - Valley



Certificate of Deposit
for HOAs

Grow your reserves safely by earning a fixed, competitive rate on your funds with an HOA CD from Valley.

  • Guaranteed interest rate

  • Terms to suit your HOA




*Placement of funds through CDARS or ICS are subject to the terms, conditions, and disclosures in applicable agreements. Limits and customer eligibility criteria apply. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks.

The depositor may exclude banks from eligibility to receive its funds. ICS and CDARS are registered service marks of IntraFi Network LLC.



      HOA Treasury Services  

Discover how Valley's Treasury
Services can benefit you

Looking to streamline the day-to-day operations of your homeowners association? Whether you require tools to collect cash, maintain liquidity, manage cash flow or monitor and report activity, we have a full suite of customized solutions for HOAs and property management companies.

Learn More