Why Partner with Valley?

With a vast network of community bank relationships across the country, Valley Bank’s Correspondent Banking Division specializes in delivering innovative solutions, including the Versatile Rate Assurance program and the Loan Syndication offering, that help clients succeed in today’s competitive market.

   

We understand the unique challenges facing our peers and our industry. Our experienced bankers, along with Valley’s recognized thought leaders in the banking community, strive to provide solutions and share insights to maximize performance and earnings for our valued partners.

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Loan Syndications and Participations

   

We provide our partner banks with the opportunity to acquire or participate in sound credits originated with our significant, long-term customers. Our expansive geographic markets and customer relationships create a diverse mix of industries and loan size availability.

 
    
  • Benefits of Purchasing Loans from Valley
    • CRE (multi-family/investment) and C&I

    • Primary footprint in NJ, NY, FL and AL; strong relationships nationwide

    • Purchase size range of $5MM - $40MM

    • 5 to 10-year term with 25 or 30-year amortization, depending on relationship

    • Recourse and limited recourse

  

Versatile Rate Assurance

   

Our Versatile Rate Assurance (VRA) solution enables your bank to attract and retain those customers seeking long-term fixed rate loans, while limiting the interest rate risk impact to your balance sheet. Your lenders can leverage Valley’s experienced and knowledgeable team, from deal structure to execution and closing.


 
  • Benefits of Utilizing Valley’s VRA Solutions
    • Lower execution costs than other providers

    • ​Maximize your profit on these transactions

    • Manage risk and balance sheet exposure through execution of our Risk Participation Agreement (RPA)

    • Control your customer information and communication, utilizing your Bank’s KYC

    • Partner with an industry leader in Valley, having executed over 1,000 transactions since 2016 with a derivative portfolio of $8.0 Billion

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Business Insight Center
Articles and Insights

Business Insight Center

Get the latest business insight from Valley. We can help you gain insights you need to help you start, manage and grow your business.

   
   
   

Contact us to get started

 

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