Why Partner with Valley?


With a vast network of community bank relationships across the country, Valley Bank’s Correspondent Banking Division specializes in delivering innovative solutions, including the Versatile Rate Assurance program and the Loan Syndication offering, that help clients succeed in today’s competitive market.


We understand the unique challenges facing our peers and our industry. Our experienced bankers, along with Valley’s recognized thought leaders in the banking community, strive to provide solutions and share insights to maximize performance and earnings for our valued partners.


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Loan Syndications
and Participations


We provide our partner banks with the opportunity to acquire or participate in sound credits originated with our significant, long-term customers. Our expansive geographic markets and customer relationships create a diverse mix of industries and loan size availability.

  • Benefits of Purchasing Loans from Valley
    • CRE (multi-family/investment) and C&I

    • Primary footprint in NJ, NY, FL and AL; strong relationships nationwide

    • Purchase size range of $5MM - $40MM

    • 5 to 10-year term with 25 or 30-year amortization, depending on relationship

    • Recourse and limited recourse


Versatile Rate


Our Versatile Rate Assurance (VRA) solution enables your bank to attract and retain those customers seeking long-term fixed rate loans, while limiting the interest rate risk impact to your balance sheet. Your lenders can leverage Valley’s experienced and knowledgeable team, from deal structure to execution and closing.

  • Benefits of Utilizing Valley’s VRA Solutions
    • Lower execution costs than other providers

    • ​Maximize your profit on these transactions

    • Manage risk and balance sheet exposure through execution of our Risk Participation Agreement (RPA)

    • Control your customer information and communication, utilizing your Bank’s KYC

    • Partner with an industry leader in Valley, having executed over 1,000 transactions since 2016 with a derivative portfolio of $8.0 Billion


New Markets Tax Credit
(NMTC) Program


Through our subsidiary, Dudley Ventures, Valley has substantial expertise in the complex legal, accounting and regulatory issues that are involved in making a successful NMTC investment. Dudley Ventures has a staff of full service professionals including an Advisory Services Team, a Financial Reporting and Accounting Department and a full-time Compliance Department to handle all financing and asset management requirements. Dudley Ventures and its affiliates invested in and manage $2 billion in tax credit investments and has a broad investor base.

  • Services and Benefits of Valley’s NMTC Program
    • Acquisition of tax credits

    • Syndication, Structuring and Placement

    • Credit Enhancement

    • Experienced Team of Seasoned Professionals

    • Industry Leading Advisors including Attorneys, Accountants and other Professionals


    Not FDIC Insured, Not Bank Guaranteed, and May lose Value. Dudley Ventures, LLC is a Delaware limited liability company and is owned by Valley National Bancorp, a regional bank holding company.

    DV Community Investment, LLC is a Delaware limited liability company and is owned by Valley National Bank. Valley National Bank is wholly owned by Valley National Bancorp.

    Securities are offered through DV Financial Services, LLC, member FINRA, SIPC and MSRB Registered.

    DV Financial Services, LLC was formed in 2013 and is owned 100% by Valley National Bancorp. None of the transactions or references to Dudley Ventures, LLC and its affiliates herein involves DV Financial Services, LLC unless specifically identified as such.


Money Market
Deposit Account


We offer Money Market Deposit Accounts (MMDA) for our partner banks to serve as an alternative investment for excess funds. These accounts, including the Correspondent Banking MMDA and Correspondent Banking Premiere MMDA, provided premium returns above fed funds rates on your deposits.

  • Benefits of a MMDA with Valley
    • Diversify investment options of excess funds.

    • Secure online banking capabilities.

    • Easy access to account balances and reporting.

    • Active business with additional Valley services qualifies for Premiere MMDA, earning higher rates on balances.

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Business Insight Center
Articles and Insights

Business Insight Center

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