Disclosure: This account is an interest-bearing account. You must deposit $500.00 to open this account. If the minimum daily balance falls below $500.00 during the monthly cycle, a maintenance fee of will be assessed of $5.00. Interest Rate: 0.01% APY. The interest rate and annual percentage yield may change. We may change the interest rate on your account at any time. To obtain the current disclosed annual percentage yield, as of May 19th, 2022, you must maintain an average daily collected balance of $100.00. Interest will be compounded daily and will be credited to the account monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. If you close your account before interest is credited; you will not receive the accrued interest. Fees and other terms and conditions are subject to change.