CD's for your business

 
Our Business CDs are a safe and reliable way to turn your savings into earnings.  We offer a variety of flexible terms and competitive rates to meet your short- and long-term savings goals. Visit one of our conveniently located branches to learn more.
 
  • FDIC Insured up to $250,000
  • Competitive rates
  • Flexible terms
  • Automatic renewal upon maturity 
 

 
 

What you can expect from a Valley CD 

Prepare for the future

Whether it's for an education, a dream vacation or your first home, a Valley CD can help you save for any life event.
 

Low market risk

Competitive CD rates that are among the best in the region.
 

Predictable returns

With our competitive pre-determined rates, you’ll  know what to expect from your CD.
 

We have you protected

Rest easy knowing every Valley CD deposit is FDIC-insured up to the allowable limits.
 

Choose what works for you

Interest is paid out based on your terms; Interest is compounded daily and paid monthly, quarterly, semi-annually, annually and at maturity.
 

Alternative savings option

CDs earn steady interest often at a higher rate than most regular savings accounts. 


 

  • Disclosures
    Interest is compounded daily, paid monthly, quarterly, or at maturity depending on the product.  No interest will be paid during the grace period if account is closed.  Early withdrawal penalties may be imposed and the fee could reduce principal.
     

    New Federal Regulation

    Starting May 11, Valley, and other financial institutions, will be required to follow a new federal regulation called the Customer Due Diligence (CDD) Rule. This means we’ll be required to obtain, verify and record information about the beneficial owner(s) of businesses and corporations, also considered legal entity customers.

    Who is a beneficial owner?
    Beneficial owner(s) include individuals who directly or indirectly own 25% or more of the legal entity’s equity interests, and one person with significant responsibility to manage the entity.

    What this means to you
    Each time an account is opened on behalf of a legal entity, we will be required to ask for:
    • Identifying information about the beneficial owner, including, but not limited to: name, residential address, date of birth, social security or similar number.
    • Documents to verify the identity of the entity, the ownership structure of the entity, and the identity of the beneficial owner.

    Questions about the CDD Rule?
    If so, please speak with your Branch Representative or call Customer Service at 800-522-4100 from 6 AM to 11 PM ET, seven days a week.
 

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