Business just got more rewarding.

Earn cash back on every purchase you make.

Valley Business Credit Card

Valley Business Credit Card 

  • Earn 1% Cash back on every purchase you make

  • APR: 16.20% – 27.75% variable APR.

  • No annual fee

         Business rates and terms




Unlimited Cash Back

on every purchase you make



Introductory APR

for purchases and balance
transfers for the first 9 months


No Annual Fee



Additional business credit card benefits 

Dedicated customer service

Just call the phone number on your card

  • Report a lost or stolen card
  • Check your balance
  • Track your payments and transactions
  • Get answers to your questions


Online & mobile banking

Track your spending and more with
24-hour online account access

  • View and download transactions 
  • Make payments
  • Update your profile


Worldwide buying power

Use your card everywhere you shop at home... and when you travel

  • Accepted at millions of places worldwide
  • Instant cash access at over 1 million ATMs
                                 Plus cash back rewards for your spending


Paperless statements

Electronic monthly statements
helping you clear paper clutter

  • Become better organized
  • Secure sign in
  • Easy to access where ever you are


Get the card that 
keeps rewards simple


You bank with us, so why not have your business credit card with us too? Enjoy the convenience of managing all your accounts in one place – and be rewarded for it.


  • No points to track

  • You earn cash to spend on anything you choose

  • Automatic cash back applied as annual statement credit

  Find a Branch             

U.S. Businesses and Citizens; Resident Aliens. Valley’s business credit card programs are available to U.S. businesses, including as applicable U.S. citizens and resident aliens residing in the U.S.
Subject to Credit Approval. All applications are subject to credit approval in accordance with Valley’s credit standards and eligibility requirements.
Minimum Age. Each Cardholder must be at least 18 years of age.
Introductory Balance Transfer Terms. You may request up to three (3) balance transfers at the introductory balance transfer APR. The introductory balance transfer APR will apply for the first nine (9) billing cycles from account opening to balance transfers requested within 30 days of account opening. The balance transfer transaction fee will be charged for all balance transfers. Each balance transfer will reduce your available credit. Please allow up to three (3) weeks for your balance transfer request(s) to be processed, and you will need to continue to make payments to your accounts with other institutions to keep them current until you have confirmed that the balance transfers have occurred. Balance transfers cannot be used to pay loan or credit card accounts at Valley National Bank, or any of its affiliates. We may decline to process any full or partial balance transfer request if the balance transfer and any related fees and finance charges would increase your account balance beyond your available credit limit. There is no grace period on balance transfers. If you fail to make a payment to Valley National Bank when due, we may terminate the introductory balance transfer APR and increase the APR on your account to the Penalty APR.
Payment Allocation. If your account has balances with different APRs, the amount of your payment equal to the minimum payment due will be applied to the balance with the lowest APR before any payments are applied to balances with higher APRs. Any amount of your payment that is greater than the minimum payment due will be applied to the balance with the highest APR before being applied to balances with lower APRs. Payments received by 5 p.m. local time at our payment processing facility will be credited as of that day to your account.
Cardholder Agreement. If an account is opened, you will receive a Cardholder Agreement with your Card(s). You agree to the terms and conditions of the Cardholder Agreement by using the account or any card, by authorizing the use of the account or any card.
Change in Terms. Except for promotional and introductory APR’s, we have the right to change the account terms at any time in accordance with your Cardholder Agreement and applicable law.
Individual and Company Liability. You understand that if an account is opened, you agree to be personally responsible, both individually and jointly with the Company, for payment of all balances incurred on all Cards issued pursuant to your application. Additional details are included in the Cardholder Agreement.
USA Patriot Act. Federal law requires all financial institutions to obtain, verify and record information that identifies each business or person who opens an account. In order to open an account, we must ask for your: business name, business address, tax identification number and other identifying information; as applicable, the name, address and other identifying information for each Business Owner/ Authorized Officer or sole proprietors. We may also request your driver’s license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect both financial institutions and bank customers from criminal activity. Your cooperation is greatly appreciated.